Add Escrow payout schedule service

[MaryammAli]

• Description: Add backend logic for time-locked payout release.
  • Path: BackendAcademy/src/payments/

[Jumongweb]

Hi maintainer, i will like to solve this issue

[Kappa16]

@Kappa16 has applied to work on this issue as part of the Stellar Wave Program's 6th wave.

Please maintainer..I can handle this professionally and make sure this issue is closed ASAP WITHOUT ERRORS.

ℹ️ Repo Maintainers: To accept this application, review their application or assign @Kappa16 to this issue.

[DanielCharis1]

@DanielCharis1 has applied to work on this issue as part of the Stellar Wave Program's 6th wave.

can i be assigned this

ℹ️ Repo Maintainers: To accept this application, review their application or assign @DanielCharis1 to this issue.

[drips-wave]

Congratulations, @DanielCharis1! 🎉 Your application was accepted by the repo's maintainers, and the issue is due on June 30, 2026.

🧑‍💻 @DanielCharis1: Please resolve the issue such that the repo's maintainers have enough time to review your contribution before the due date. You'll earn Points for completing the issue on-time, which will make you eligible for a share of the Stellar Wave Program's reward pool.

Warning

When opening a PR, please link it to this issue to ensure it gets tracked accurately. Points are awarded when this issue is marked as completed by the maintainer.

🤠 Repo maintainers: Please keep an eye on the contributor's progress and review their work before the due date. You can manage this issue, including adjusting its complexity and points, here.

🌊 Happy Wave 🌊

[grantfox-oss]

🦊 GrantFox — @DanielCharis1 has been assigned to this issue as part of the Official Campaign campaign!

Next steps:

1. Open a Pull Request referencing this issue (e.g., Closes #112)
2. Your PR will be reviewed by the BlockDash-Studios maintainers

Good luck! Track your progress on GrantFox.