diff --git a/frontend/src/app/[locale]/settings/page.test.tsx b/frontend/src/app/[locale]/settings/page.test.tsx
new file mode 100644
index 00000000..7cc6e680
--- /dev/null
+++ b/frontend/src/app/[locale]/settings/page.test.tsx
@@ -0,0 +1,82 @@
+import { render, screen } from "@testing-library/react";
+import userEvent from "@testing-library/user-event";
+import SettingsPage from "./page";
+
+jest.mock("../../lib/session", () => ({
+  logoutUser: jest.fn(),
+}));
+
+jest.mock("../../hooks/useLogout", () => ({
+  useLogout: () => ({ logout: jest.fn() }),
+}));
+
+jest.mock("../../stores/useUserStore", () => ({
+  useUserStore: jest.fn((selector) =>
+    selector({
+      user: { id: "user1", email: "test@example.com" },
+    }),
+  ),
+  selectUser: (state: { user: { id: string; email: string } }) => state.user,
+}));
+
+jest.mock("../../stores/useWalletStore", () => ({
+  useWalletStore: jest.fn((selector) =>
+    selector({
+      address: null,
+      network: "testnet",
+      disconnect: jest.fn(),
+    }),
+  ),
+  selectWalletAddress: (state: { address: string | null }) => state.address,
+  selectWalletNetwork: (state: { network: string }) => state.network,
+}));
+
+jest.mock("../../stores/useThemeStore", () => ({
+  useThemeStore: jest.fn(() => ({
+    theme: "system",
+    setTheme: jest.fn(),
+  })),
+}));
+
+jest.mock("../../hooks/useApi", () => ({
+  useNotificationPreferences: () => ({ data: undefined, isLoading: false, error: null }),
+  useUpdateNotificationPreferences: () => ({ mutate: jest.fn(), isPending: false }),
+}));
+
+jest.mock("../../components/gamification/GamificationSettings", () => ({
+  GamificationSettings: () => <div>Gamification Settings</div>,
+}));
+
+describe("SettingsPage section navigation", () => {
+  it("exposes the default active section via aria-selected", () => {
+    render(<SettingsPage />);
+
+    expect(screen.getByRole("tab", { name: "Profile" })).toHaveAttribute("aria-selected", "true");
+    expect(screen.getByRole("tab", { name: "Wallet" })).toHaveAttribute("aria-selected", "false");
+  });
+
+  it("updates accessible state and focus when switching sections", async () => {
+    const user = userEvent.setup();
+    render(<SettingsPage />);
+
+    const walletTab = screen.getByRole("tab", { name: "Wallet" });
+    await user.click(walletTab);
+
+    expect(walletTab).toHaveAttribute("aria-selected", "true");
+    expect(screen.getByRole("tab", { name: "Profile" })).toHaveAttribute("aria-selected", "false");
+    expect(document.activeElement).toBe(walletTab);
+  });
+
+  it("links each tab to its panel with aria-controls and tabpanel semantics", () => {
+    render(<SettingsPage />);
+
+    const profileTab = screen.getByRole("tab", { name: "Profile" });
+    const panelId = profileTab.getAttribute("aria-controls");
+
+    expect(panelId).toBe("settings-panel-profile");
+
+    const panel = screen.getByRole("tabpanel");
+    expect(panel).toHaveAttribute("id", panelId);
+    expect(panel).toHaveAttribute("aria-labelledby", "settings-tab-profile");
+  });
+});
diff --git a/frontend/src/app/[locale]/settings/page.tsx b/frontend/src/app/[locale]/settings/page.tsx
index b4926b38..57d6c47b 100644
--- a/frontend/src/app/[locale]/settings/page.tsx
+++ b/frontend/src/app/[locale]/settings/page.tsx
@@ -1,6 +1,6 @@
 "use client";
 
-import { useEffect, useState } from "react";
+import { useEffect, useState, type KeyboardEvent } from "react";
 import {
   User,
   Wallet,
@@ -55,6 +55,14 @@ const SECTIONS = [
 
 type SectionId = (typeof SECTIONS)[number]["id"];
 
+function settingsTabId(id: SectionId) {
+  return `settings-tab-${id}`;
+}
+
+function settingsPanelId(id: SectionId) {
+  return `settings-panel-${id}`;
+}
+
 // ─── Copy-to-clipboard helper ─────────────────────────────────────────────────
 
 function CopyButton({ value }: { value: string }) {
@@ -102,15 +110,17 @@ function Toggle({
       </div>
       <button
         onClick={() => onChange(!checked)}
-        className={`relative inline-flex h-6 w-11 items-center rounded-full transition-colors ${checked ? "bg-indigo-600" : "bg-zinc-300 dark:bg-zinc-700"
-          }`}
+        className={`relative inline-flex h-6 w-11 items-center rounded-full transition-colors ${
+          checked ? "bg-indigo-600" : "bg-zinc-300 dark:bg-zinc-700"
+        }`}
         role="switch"
         aria-checked={checked}
         aria-label={label}
       >
         <span
-          className={`inline-block h-4 w-4 transform rounded-full bg-white transition-transform ${checked ? "translate-x-6" : "translate-x-1"
-            }`}
+          className={`inline-block h-4 w-4 transform rounded-full bg-white transition-transform ${
+            checked ? "translate-x-6" : "translate-x-1"
+          }`}
         />
       </button>
     </div>
@@ -220,10 +230,11 @@ function WalletSection() {
                 </p>
               </div>
               <span
-                className={`inline-flex items-center gap-1.5 rounded-full px-2.5 py-1 text-xs font-medium ${network?.isSupported
-                  ? "bg-green-50 text-green-700 dark:bg-green-500/10 dark:text-green-400"
-                  : "bg-yellow-50 text-yellow-700 dark:bg-yellow-500/10 dark:text-yellow-400"
-                  }`}
+                className={`inline-flex items-center gap-1.5 rounded-full px-2.5 py-1 text-xs font-medium ${
+                  network?.isSupported
+                    ? "bg-green-50 text-green-700 dark:bg-green-500/10 dark:text-green-400"
+                    : "bg-yellow-50 text-yellow-700 dark:bg-yellow-500/10 dark:text-yellow-400"
+                }`}
               >
                 <span className="h-1.5 w-1.5 rounded-full bg-current" />
                 {network?.isSupported ? "Supported" : "Unsupported"}
@@ -401,9 +412,7 @@ function NotificationsSection() {
             }
           />
           {phoneError && (
-            <p className="mt-1 text-sm text-red-600 dark:text-red-400">
-              {phoneError}
-            </p>
+            <p className="mt-1 text-sm text-red-600 dark:text-red-400">{phoneError}</p>
           )}
         </div>
 
@@ -499,10 +508,11 @@ function SecuritySection() {
             <div className="flex justify-between text-sm">
               <span className="text-zinc-500 dark:text-zinc-400">KYC Status</span>
               <span
-                className={`font-medium ${user?.kycVerified
-                  ? "text-green-600 dark:text-green-400"
-                  : "text-yellow-600 dark:text-yellow-400"
-                  }`}
+                className={`font-medium ${
+                  user?.kycVerified
+                    ? "text-green-600 dark:text-green-400"
+                    : "text-yellow-600 dark:text-yellow-400"
+                }`}
               >
                 {user?.kycVerified ? "Verified" : "Not Verified"}
               </span>
@@ -592,10 +602,11 @@ function DisplaySection() {
                 <button
                   key={opt}
                   onClick={() => setTheme(opt)}
-                  className={`px-3 py-1 rounded-lg text-sm font-medium transition-colors ${active
-                    ? "bg-indigo-600 text-white"
-                    : "bg-zinc-100 text-zinc-800 dark:bg-zinc-800 dark:text-zinc-200"
-                    }`}
+                  className={`px-3 py-1 rounded-lg text-sm font-medium transition-colors ${
+                    active
+                      ? "bg-indigo-600 text-white"
+                      : "bg-zinc-100 text-zinc-800 dark:bg-zinc-800 dark:text-zinc-200"
+                  }`}
                 >
                   {opt[0].toUpperCase() + opt.slice(1)}
                 </button>
@@ -634,6 +645,32 @@ export default function SettingsPage() {
   const [activeSection, setActiveSection] = useState<SectionId>("profile");
   const handleLogout = () => logoutUser("manual");
 
+  const activateSection = (id: SectionId) => {
+    setActiveSection(id);
+    requestAnimationFrame(() => {
+      document.getElementById(settingsTabId(id))?.focus();
+    });
+  };
+
+  const handleTabKeyDown = (event: KeyboardEvent<HTMLButtonElement>, index: number) => {
+    let nextIndex: number | null = null;
+
+    if (event.key === "ArrowRight" || event.key === "ArrowDown") {
+      nextIndex = (index + 1) % SECTIONS.length;
+    } else if (event.key === "ArrowLeft" || event.key === "ArrowUp") {
+      nextIndex = (index - 1 + SECTIONS.length) % SECTIONS.length;
+    } else if (event.key === "Home") {
+      nextIndex = 0;
+    } else if (event.key === "End") {
+      nextIndex = SECTIONS.length - 1;
+    }
+
+    if (nextIndex === null) return;
+
+    event.preventDefault();
+    activateSection(SECTIONS[nextIndex].id);
+  };
+
   const renderSection = () => {
     switch (activeSection) {
       case "profile":
@@ -674,26 +711,50 @@ export default function SettingsPage() {
       <div className="flex flex-col lg:flex-row gap-8">
         {/* Side nav */}
         <nav aria-label="Settings sections" className="lg:w-52 flex-shrink-0">
-          <ul className="flex flex-row lg:flex-col gap-1 overflow-x-auto lg:overflow-x-visible pb-2 lg:pb-0">
-            {SECTIONS.map(({ id, label, icon: Icon }) => (
-              <li key={id}>
-                <button
-                  onClick={() => setActiveSection(id)}
-                  className={`flex items-center gap-2.5 rounded-lg px-3 py-2 text-sm font-medium w-full transition-colors whitespace-nowrap ${activeSection === id
-                    ? "bg-indigo-50 text-indigo-600 dark:bg-indigo-500/10 dark:text-indigo-400"
-                    : "text-zinc-600 hover:bg-zinc-50 hover:text-zinc-900 dark:text-zinc-400 dark:hover:bg-zinc-900 dark:hover:text-zinc-50"
+          <ul
+            role="tablist"
+            aria-orientation="vertical"
+            className="flex flex-row lg:flex-col gap-1 overflow-x-auto lg:overflow-x-visible pb-2 lg:pb-0"
+          >
+            {SECTIONS.map(({ id, label, icon: Icon }, index) => {
+              const isActive = activeSection === id;
+
+              return (
+                <li key={id} role="presentation">
+                  <button
+                    type="button"
+                    role="tab"
+                    id={settingsTabId(id)}
+                    aria-selected={isActive}
+                    aria-controls={settingsPanelId(id)}
+                    tabIndex={isActive ? 0 : -1}
+                    onClick={() => activateSection(id)}
+                    onKeyDown={(event) => handleTabKeyDown(event, index)}
+                    className={`flex items-center gap-2.5 rounded-lg px-3 py-2 text-sm font-medium w-full transition-colors whitespace-nowrap ${
+                      isActive
+                        ? "bg-indigo-50 text-indigo-600 dark:bg-indigo-500/10 dark:text-indigo-400"
+                        : "text-zinc-600 hover:bg-zinc-50 hover:text-zinc-900 dark:text-zinc-400 dark:hover:bg-zinc-900 dark:hover:text-zinc-50"
                     }`}
-                >
-                  <Icon className="h-4 w-4 flex-shrink-0" />
-                  {label}
-                </button>
-              </li>
-            ))}
+                  >
+                    <Icon className="h-4 w-4 flex-shrink-0" aria-hidden="true" />
+                    {label}
+                  </button>
+                </li>
+              );
+            })}
           </ul>
         </nav>
 
         {/* Content */}
-        <div className="flex-1 min-w-0">{renderSection()}</div>
+        <div
+          role="tabpanel"
+          id={settingsPanelId(activeSection)}
+          aria-labelledby={settingsTabId(activeSection)}
+          tabIndex={0}
+          className="flex-1 min-w-0"
+        >
+          {renderSection()}
+        </div>
       </div>
     </main>
   );