diff --git a/dubbo-common/src/main/java/org/apache/dubbo/common/utils/DefaultSerializeClassChecker.java b/dubbo-common/src/main/java/org/apache/dubbo/common/utils/DefaultSerializeClassChecker.java
index 029f654abd2..de44530ab60 100644
--- a/dubbo-common/src/main/java/org/apache/dubbo/common/utils/DefaultSerializeClassChecker.java
+++ b/dubbo-common/src/main/java/org/apache/dubbo/common/utils/DefaultSerializeClassChecker.java
@@ -111,12 +111,19 @@ public Class<?> loadClass(ClassLoader classLoader, String className) throws Clas
             String msg = "[Serialization Security] Serialized class " + className
                     + " has not implement Serializable interface. "
                     + "Current mode is strict check, will disallow to deserialize it by default. ";
-            if (serializeSecurityManager.getWarnedClasses().add(className)) {
-                logger.error(PROTOCOL_UNTRUSTED_SERIALIZE_CLASS, "", "", msg);
+            if (checkSerializable
+                    && checkStatus != SerializeCheckStatus.WARN
+                    && checkStatus != SerializeCheckStatus.DISABLE) {
+                if (serializeSecurityManager.getWarnedClasses().add(className)) {
+                    logger.error(PROTOCOL_UNTRUSTED_SERIALIZE_CLASS, "", "", msg);
+                }
+                throw new IllegalArgumentException(msg);
             }
 
-            if (checkSerializable) {
-                throw new IllegalArgumentException(msg);
+            if (checkStatus == SerializeCheckStatus.WARN) {
+                if (serializeSecurityManager.getWarnedClasses().add(className)) {
+                    logger.warn(PROTOCOL_UNTRUSTED_SERIALIZE_CLASS, "", "", msg);
+                }
             }
         }
 
@@ -164,13 +171,14 @@ private Class<?> loadClass0(ClassLoader classLoader, String className) throws Cl
 
             if (Arrays.binarySearch(disAllowPrefixes, hash) >= 0) {
                 String msg = "[Serialization Security] Serialized class " + className + " is in disallow list. "
-                        + "Current mode is `WARN`, will disallow to deserialize it by default. "
+                        + "Current mode is `WARN`, will allow to deserialize it by default. "
+                        + "Dubbo will set to `STRICT` mode by default in the future. "
                         + "Please add it into security/serialize.allowlist or follow FAQ to configure it.";
                 if (serializeSecurityManager.getWarnedClasses().add(className)) {
                     logger.warn(PROTOCOL_UNTRUSTED_SERIALIZE_CLASS, "", "", msg);
                 }
 
-                throw new IllegalArgumentException(msg);
+                return classForName(classLoader, className);
             }
         }
 
@@ -185,13 +193,14 @@ private Class<?> loadClass0(ClassLoader classLoader, String className) throws Cl
 
             if (Arrays.binarySearch(disAllowPrefixes, hash) >= 0) {
                 String msg = "[Serialization Security] Serialized class " + className + " is in disallow list. "
-                        + "Current mode is `WARN`, will disallow to deserialize it by default. "
+                        + "Current mode is `WARN`, will allow to deserialize it by default. "
+                        + "Dubbo will set to `STRICT` mode by default in the future. "
                         + "Please add it into security/serialize.allowlist or follow FAQ to configure it.";
                 if (serializeSecurityManager.getWarnedClasses().add(className)) {
                     logger.warn(PROTOCOL_UNTRUSTED_SERIALIZE_CLASS, "", "", msg);
                 }
 
-                throw new IllegalArgumentException(msg);
+                return classForName(classLoader, className);
             }
         }
 
diff --git a/dubbo-common/src/test/java/org/apache/dubbo/common/utils/DefaultSerializeClassCheckerTest.java b/dubbo-common/src/test/java/org/apache/dubbo/common/utils/DefaultSerializeClassCheckerTest.java
index 2851b2c050f..6f318c983ee 100644
--- a/dubbo-common/src/test/java/org/apache/dubbo/common/utils/DefaultSerializeClassCheckerTest.java
+++ b/dubbo-common/src/test/java/org/apache/dubbo/common/utils/DefaultSerializeClassCheckerTest.java
@@ -58,7 +58,8 @@ void testCommon() throws ClassNotFoundException {
             defaultSerializeClassChecker.loadClass(Thread.currentThread().getContextClassLoader(), int.class.getName());
         }
 
-        Assertions.assertThrows(IllegalArgumentException.class, () -> {
+        // In WARN mode, disallowed classes should be loaded with a warning, not throw
+        Assertions.assertDoesNotThrow(() -> {
             defaultSerializeClassChecker.loadClass(
                     Thread.currentThread().getContextClassLoader(), Socket.class.getName());
         });
@@ -120,6 +121,50 @@ void testAddBlock() {
                 CommonConstants.DubboProperty.DUBBO_CLASS_DESERIALIZE_BLOCKED_LIST);
     }
 
+    @Test
+    void testDisallowedClassInWarnModeDoesNotThrow() throws ClassNotFoundException {
+        SystemPropertyConfigUtils.setSystemProperty(
+                CommonConstants.DubboProperty.DUBBO_CLASS_DESERIALIZE_BLOCKED_LIST, Runtime.class.getName());
+
+        SerializeSecurityManager ssm =
+                FrameworkModel.defaultModel().getBeanFactory().getBean(SerializeSecurityManager.class);
+        ssm.setCheckStatus(SerializeCheckStatus.WARN);
+
+        DefaultSerializeClassChecker checker = DefaultSerializeClassChecker.getInstance();
+
+        // WARN mode: disallowed class should be loaded with warning, not throw
+        Assertions.assertDoesNotThrow(() -> {
+            checker.loadClass(Thread.currentThread().getContextClassLoader(), Runtime.class.getName());
+        });
+        Assertions.assertTrue(FrameworkModel.defaultModel()
+                .getBeanFactory()
+                .getBean(SerializeSecurityManager.class)
+                .getWarnedClasses()
+                .contains(Runtime.class.getName()));
+
+        SystemPropertyConfigUtils.clearSystemProperty(
+                CommonConstants.DubboProperty.DUBBO_CLASS_DESERIALIZE_BLOCKED_LIST);
+    }
+
+    @Test
+    void testDisallowedClassInStrictModeThrows() {
+        SystemPropertyConfigUtils.setSystemProperty(
+                CommonConstants.DubboProperty.DUBBO_CLASS_DESERIALIZE_BLOCKED_LIST, Runtime.class.getName());
+
+        SerializeSecurityManager ssm =
+                FrameworkModel.defaultModel().getBeanFactory().getBean(SerializeSecurityManager.class);
+        // Default is STRICT - non-allowed classes should throw
+        Assertions.assertEquals(SerializeCheckStatus.STRICT, AllowClassNotifyListener.DEFAULT_STATUS);
+
+        DefaultSerializeClassChecker checker = DefaultSerializeClassChecker.getInstance();
+        Assertions.assertThrows(IllegalArgumentException.class, () -> {
+            checker.loadClass(Thread.currentThread().getContextClassLoader(), Runtime.class.getName());
+        });
+
+        SystemPropertyConfigUtils.clearSystemProperty(
+                CommonConstants.DubboProperty.DUBBO_CLASS_DESERIALIZE_BLOCKED_LIST);
+    }
+
     @Test
     void testBlockAll() throws ClassNotFoundException {
         SystemPropertyConfigUtils.setSystemProperty(