((SUM(A..AD)>0)&&(ROW(AD)<16)&&(ROW(AD)>4))?(CSUM(A..AD,#>0)):(ROW(AD)=17)?(CSUM(A16..AD16,#>0)):("") ((SUM(AE..AO)>0)&&(ROW(AO) <16)&&(ROW(AD)>4))?(SUM(AE..AO)):(ROW(AE)=17)?(SUM(AE16..AO16)):("")