From c4784982a3da500b6e19111528579d98f804430b Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Mon, 17 Nov 2025 16:38:43 +0000
Subject: [PATCH 01/26] WIP - adding a new section for the sidebar

---
 sidebars/lending.js | 16 ++++++++++++++++
 1 file changed, 16 insertions(+)

diff --git a/sidebars/lending.js b/sidebars/lending.js
index ca10be3bd..876b80f9d 100644
--- a/sidebars/lending.js
+++ b/sidebars/lending.js
@@ -40,6 +40,22 @@ module.exports = [
   "lending/features/accounts-payable-overview",
   "lending/features/company-info-overview",
   "lending/features/excel-download-overview",
+  {
+  type: "category",
+  label: "Premium products",
+  customProps: {
+    hr: true,
+    section: "Premium products",
+  },
+  collapsed: true,
+  items: [
+    {
+      type: "doc",
+      id: "lending/premium-products/credit-model",
+      label: "Credit model",
+    },
+  ],
+  },
   {
     type: "category",
     label: "Loan writeback",

From cf8d72b55a3f4c25247688e27dec0f58711350f7 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Mon, 17 Nov 2025 19:05:37 +0000
Subject: [PATCH 02/26] WIP Credit Model page

---
 .../premium-products/credit-model-overview.md | 49 +++++++++++++++++++
 1 file changed, 49 insertions(+)
 create mode 100644 docs/lending/premium-products/credit-model-overview.md

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
new file mode 100644
index 000000000..5859a6b08
--- /dev/null
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -0,0 +1,49 @@
+---
+title: "Credit Model overview"
+sidebar_label: "Credit Model"
+description: "Access detailed assessment of financial health and creditworthiness of a business"
+image: "/img/banners/social/lending.png"
+---
+
+import Products from "@components/Products";
+import { IntegrationsList } from "@components/Integrations";
+import { accountingIntegrations } from "@components/Integrations/integrations";
+import Tabs from "@theme/Tabs";
+import TabItem from "@theme/TabItem";
+
+Our **Credit Model** is the easiest way to digest, visualize, and analyze a borrower’s accounting and banking data. It is designed to give the user a holistic view of a borrower’s financial health when making credit decisions or other financial evaluations.
+
+## Notable features
+
+The credit model contains a wide variety of features to enhance the underwriting process:
+
+- **Dashboard:** all-encompassing view of a borrower’s financial health.
+
+- **Credit score:** customizable credit score to align the model with the metrics most important to your analysis.
+
+- **Accounting Score:** grading of a borrower’s bookkeeping.
+
+- **Financial Summary:** automatically spread financial statements with calculated metrics and ratios.
+
+- **Bank Summary:** conversion of bank data into a cash-based profit and loss statement.
+
+- **Debt Summary:** breakdown of existing debt with historical and projected repayment terms.
+
+- **Customer Summary:** terms, concentration, and punctuality of a borrower’s receivables.
+
+- **Repayment Summary:** terms, concentration, and punctuality of a borrower’s payables.
+
+## Feature components
+
+Need to change the link
+<iframe
+  src="https://docs.google.com/spreadsheets/d/1VEE7uUH_Q4ZGReonOqfZVT6V4-C40rwsMNEp2K7hOhQ/pubhtml?gid=1364518639&amp;single=true&amp;widget=true&amp;headers=false"
+  frameborder="0"
+  className="googleSheets"
+  style={{ height: "450px" }}
+/>
+
+## Supported outputs
+
+You can retrieve the data read and enriched by this feature by [downloading a report in an Excel format](/lending/features/excel-download-overview) or generating a Credit Model report via [endpoints of our API](/lending-api#/operations/generate-report).
+

From a0d1531e223b35086df3485c3b06bb325138449d Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Mon, 17 Nov 2025 19:16:37 +0000
Subject: [PATCH 03/26] url change to credit model overview

---
 sidebars/lending.js | 2 +-
 1 file changed, 1 insertion(+), 1 deletion(-)

diff --git a/sidebars/lending.js b/sidebars/lending.js
index 876b80f9d..cf56d1128 100644
--- a/sidebars/lending.js
+++ b/sidebars/lending.js
@@ -51,7 +51,7 @@ module.exports = [
   items: [
     {
       type: "doc",
-      id: "lending/premium-products/credit-model",
+      id: "lending/premium-products/credit-model-overview",
       label: "Credit model",
     },
   ],

From 5629ce0edf4b6c3076f3e26f1b2bf21c7e241998 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Mon, 17 Nov 2025 19:57:22 +0000
Subject: [PATCH 04/26] sidebar change to avoid double prem products

---
 sidebars/lending.js | 17 +++++------------
 1 file changed, 5 insertions(+), 12 deletions(-)

diff --git a/sidebars/lending.js b/sidebars/lending.js
index cf56d1128..d0106f339 100644
--- a/sidebars/lending.js
+++ b/sidebars/lending.js
@@ -40,22 +40,15 @@ module.exports = [
   "lending/features/accounts-payable-overview",
   "lending/features/company-info-overview",
   "lending/features/excel-download-overview",
-  {
-  type: "category",
-  label: "Premium products",
+{
+  type: "link",
+  label: "Credit model",
   customProps: {
     hr: true,
     section: "Premium products",
   },
-  collapsed: true,
-  items: [
-    {
-      type: "doc",
-      id: "lending/premium-products/credit-model-overview",
-      label: "Credit model",
-    },
-  ],
-  },
+},
+"lending/premium-products/credit-model-overview",
   {
     type: "category",
     label: "Loan writeback",

From f32683f284ef2f29390004acb07ad50c96cacbfb Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Mon, 17 Nov 2025 20:00:01 +0000
Subject: [PATCH 05/26] fixing error

---
 sidebars/lending.js | 4 +++-
 1 file changed, 3 insertions(+), 1 deletion(-)

diff --git a/sidebars/lending.js b/sidebars/lending.js
index d0106f339..9193de7ad 100644
--- a/sidebars/lending.js
+++ b/sidebars/lending.js
@@ -42,7 +42,9 @@ module.exports = [
   "lending/features/excel-download-overview",
 {
   type: "link",
-  label: "Credit model",
+  label: "Premium products",
+  href: "#",
+  className: "sidebar-section",
   customProps: {
     hr: true,
     section: "Premium products",

From ce414e994a15cc3e0c8b707d4f3d8bc90232c764 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Tue, 18 Nov 2025 09:19:19 +0000
Subject: [PATCH 06/26] sidebar fix

---
 sidebars/lending.js | 16 +++++++---------
 1 file changed, 7 insertions(+), 9 deletions(-)

diff --git a/sidebars/lending.js b/sidebars/lending.js
index 9193de7ad..d46e9b5de 100644
--- a/sidebars/lending.js
+++ b/sidebars/lending.js
@@ -41,16 +41,14 @@ module.exports = [
   "lending/features/company-info-overview",
   "lending/features/excel-download-overview",
 {
-  type: "link",
-  label: "Premium products",
-  href: "#",
-  className: "sidebar-section",
-  customProps: {
-    hr: true,
-    section: "Premium products",
+    type: "link",
+    href: "/lending/premium-products/credit-model-overvie",
+    label: "Credit model",
+    customProps: {
+      hr: true,
+      section: "Premium products",
+    },
   },
-},
-"lending/premium-products/credit-model-overview",
   {
     type: "category",
     label: "Loan writeback",

From 7515bcee2c9fa8f0f6bedfb7916d7c74de6125f0 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Tue, 18 Nov 2025 09:21:18 +0000
Subject: [PATCH 07/26] url fix

---
 sidebars/lending.js | 2 +-
 1 file changed, 1 insertion(+), 1 deletion(-)

diff --git a/sidebars/lending.js b/sidebars/lending.js
index d46e9b5de..9f4177644 100644
--- a/sidebars/lending.js
+++ b/sidebars/lending.js
@@ -42,7 +42,7 @@ module.exports = [
   "lending/features/excel-download-overview",
 {
     type: "link",
-    href: "/lending/premium-products/credit-model-overvie",
+    href: "/lending/premium-products/credit-model-overview",
     label: "Credit model",
     customProps: {
       hr: true,

From b42c86fd2c7140b11319e57f3a3301abd5e01fc6 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Wed, 19 Nov 2025 11:10:52 +0000
Subject: [PATCH 08/26] added sidebar

---
 docs/lending/premium-products/credit-model-overview.md | 1 +
 1 file changed, 1 insertion(+)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index 5859a6b08..24e3adb61 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -1,5 +1,6 @@
 ---
 title: "Credit Model overview"
+displayed_sidebar: "lending"
 sidebar_label: "Credit Model"
 description: "Access detailed assessment of financial health and creditworthiness of a business"
 image: "/img/banners/social/lending.png"

From 273866b76d42af63ad672ffe9b26e3c04edcdb2e Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Thu, 20 Nov 2025 14:35:53 +0000
Subject: [PATCH 09/26] rewording

---
 .../premium-products/credit-model-overview.md        | 12 ++++++------
 1 file changed, 6 insertions(+), 6 deletions(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index 24e3adb61..9918a28fb 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -1,8 +1,8 @@
 ---
-title: "Credit Model overview"
+title: "Credit model overview"
 displayed_sidebar: "lending"
 sidebar_label: "Credit Model"
-description: "Access detailed assessment of financial health and creditworthiness of a business"
+description: "Access a detailed, data-driven assessment of a business's financial health and creditworthiness"
 image: "/img/banners/social/lending.png"
 ---
 
@@ -12,7 +12,7 @@ import { accountingIntegrations } from "@components/Integrations/integrations";
 import Tabs from "@theme/Tabs";
 import TabItem from "@theme/TabItem";
 
-Our **Credit Model** is the easiest way to digest, visualize, and analyze a borrower’s accounting and banking data. It is designed to give the user a holistic view of a borrower’s financial health when making credit decisions or other financial evaluations.
+The **Credit Model** provides an intuitive way to interpret, visualize, and analyze a borrower’s accounting and banking data. It offers a holistic view of financial performance to support credit decisions and other financial evaluations.
 
 ## Notable features
 
@@ -20,13 +20,13 @@ The credit model contains a wide variety of features to enhance the underwriting
 
 - **Dashboard:** all-encompassing view of a borrower’s financial health.
 
-- **Credit score:** customizable credit score to align the model with the metrics most important to your analysis.
+- **Credit Score:** a customizable credit score to align the model with the metrics most important to your analysis.
 
-- **Accounting Score:** grading of a borrower’s bookkeeping.
+- **Accounting Score:** an evaluation of the quality and completeness of a business’s bookkeeping.
 
 - **Financial Summary:** automatically spread financial statements with calculated metrics and ratios.
 
-- **Bank Summary:** conversion of bank data into a cash-based profit and loss statement.
+- **Bank Summary:** bank transaction data converted into a cash-based profit and loss statement.
 
 - **Debt Summary:** breakdown of existing debt with historical and projected repayment terms.
 

From 4d1f1d1027bc2d42cc15bb62fab7fbdb682766e9 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Thu, 20 Nov 2025 14:52:04 +0000
Subject: [PATCH 10/26] added iframes

---
 docs/lending/premium-products/credit-model-overview.md | 10 ++++++++--
 1 file changed, 8 insertions(+), 2 deletions(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index 9918a28fb..4037301d7 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -36,14 +36,20 @@ The credit model contains a wide variety of features to enhance the underwriting
 
 ## Feature components
 
-Need to change the link
 <iframe
-  src="https://docs.google.com/spreadsheets/d/1VEE7uUH_Q4ZGReonOqfZVT6V4-C40rwsMNEp2K7hOhQ/pubhtml?gid=1364518639&amp;single=true&amp;widget=true&amp;headers=false"
+  src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQv5tU64V66C6QkR2L3I-iuCIN02A7ROyyZL1D6gmglwrtAHU9VwJmxwWMHtslJV5aP_oeq2--6tHm1/pubhtml?gid=390125489&single=true&amp;widget=true&amp;headers=false"
   frameborder="0"
   className="googleSheets"
   style={{ height: "450px" }}
 />
 
+<iframe
+  src="https://docs.google.com/spreadsheets/d/1VEE7uUH_Q4ZGReonOqfZVT6V4-C40rwsMNEp2K7hOhQ/pubhtml?gid=1760315404&amp;single=true&amp;widget=true&amp;headers=false"
+  frameborder="0"
+  className="googleSheets"
+  style={{ height: "200px" }}
+/>
+
 ## Supported outputs
 
 You can retrieve the data read and enriched by this feature by [downloading a report in an Excel format](/lending/features/excel-download-overview) or generating a Credit Model report via [endpoints of our API](/lending-api#/operations/generate-report).

From f41efb6f951e4b085bd584f3c0d83b14602fbae1 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Thu, 20 Nov 2025 15:33:23 +0000
Subject: [PATCH 11/26] wip the other sections

---
 .../premium-products/credit-model-overview.md | 42 +++++++++++++++++++
 1 file changed, 42 insertions(+)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index 4037301d7..513febaac 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -50,7 +50,49 @@ The credit model contains a wide variety of features to enhance the underwriting
   style={{ height: "200px" }}
 />
 
+## Derived insights
+
+tbc
+
 ## Supported outputs
 
 You can retrieve the data read and enriched by this feature by [downloading a report in an Excel format](/lending/features/excel-download-overview) or generating a Credit Model report via [endpoints of our API](/lending-api#/operations/generate-report).
 
+## Get started
+
+Once you have the Lending solution enabled, contact your Account Manager or our support team to enable Credit Model report.
+
+#### Configure data sources
+
+Follow the respective guides to set up and enable accounting integrations that will serve as a data source for the feature:
+
+<IntegrationsList integrations={accountingIntegrations} />
+
+#### Enable data types
+
+See how to [enable data types](/core-concepts/data-type-settings#override-the-default-sync-settings) and ensure the following data types have been switched on:
+
+Accounting:
+- Company `companies`
+- Proft and loss `profitAndLoss`
+- Balance sheet `balanceSheet`
+- Bills `bills`
+- Bill payments `billPayments`
+- Invoices `invoices`
+- Payments `payments`
+- Credit notes `creditNotes`
+- Bill payments `billPayments`
+
+Banking:
+- Banking transactions `banking-transactions`
+- Banking accounts `banking-accounts`
+
+Credit Model report is an asynch report meaning it would start a new sync when the genration is started.
+
+#### Configure webhooks
+
+We recommend you subscribe to the following webhooks if you are using an API solution.
+
+* reports.creditModel.generate.successful
+
+* reports.creditModel.generate.unsuccessful
\ No newline at end of file

From 053ead12e6d4dc420c8ad205bcec3731943cf270 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Thu, 20 Nov 2025 15:44:55 +0000
Subject: [PATCH 12/26] webhooks added

---
 docs/lending/premium-products/credit-model-overview.md | 8 ++++++--
 1 file changed, 6 insertions(+), 2 deletions(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index 513febaac..b9eecb2a2 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -93,6 +93,10 @@ Credit Model report is an asynch report meaning it would start a new sync when t
 
 We recommend you subscribe to the following webhooks if you are using an API solution.
 
-* reports.creditModel.generate.successful
+- [`reports.creditModel.generate.successful`](/webhooks/reports.creditModel.generate.successful/post)
 
-* reports.creditModel.generate.unsuccessful
\ No newline at end of file
+The webhook is returned when the report is successfully generated.
+
+- [`reports.creditModel.generate.unsuccessful`](/webhooks/reports.creditModel.generate.unsuccessful/post)
+
+The webhook is returned the report generation has failed.

From 033be9eb370ce6bf0aa6312d3c820125c5779822 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Thu, 20 Nov 2025 16:11:39 +0000
Subject: [PATCH 13/26] webhooks update

---
 docs/lending/premium-products/credit-model-overview.md | 4 ++--
 1 file changed, 2 insertions(+), 2 deletions(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index b9eecb2a2..adef95055 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -72,7 +72,7 @@ Follow the respective guides to set up and enable accounting integrations that w
 
 See how to [enable data types](/core-concepts/data-type-settings#override-the-default-sync-settings) and ensure the following data types have been switched on:
 
-Accounting:
+##### Accounting:
 - Company `companies`
 - Proft and loss `profitAndLoss`
 - Balance sheet `balanceSheet`
@@ -83,7 +83,7 @@ Accounting:
 - Credit notes `creditNotes`
 - Bill payments `billPayments`
 
-Banking:
+##### Banking:
 - Banking transactions `banking-transactions`
 - Banking accounts `banking-accounts`
 

From 2ca6d31ab1198344ac5e42d7dcc61e7a257bf004 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Thu, 20 Nov 2025 16:21:14 +0000
Subject: [PATCH 14/26] updated enable data types section

---
 docs/lending/premium-products/credit-model-overview.md | 9 +++++----
 1 file changed, 5 insertions(+), 4 deletions(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index adef95055..d8092fa4a 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -73,21 +73,22 @@ Follow the respective guides to set up and enable accounting integrations that w
 See how to [enable data types](/core-concepts/data-type-settings#override-the-default-sync-settings) and ensure the following data types have been switched on:
 
 ##### Accounting:
-- Company `companies`
-- Proft and loss `profitAndLoss`
+- Company `company`
+- Profit and loss `profitAndLoss`
 - Balance sheet `balanceSheet`
 - Bills `bills`
 - Bill payments `billPayments`
+- Suppliers `suppliers`
+- Customers `customers`
 - Invoices `invoices`
 - Payments `payments`
 - Credit notes `creditNotes`
-- Bill payments `billPayments`
 
 ##### Banking:
 - Banking transactions `banking-transactions`
 - Banking accounts `banking-accounts`
 
-Credit Model report is an asynch report meaning it would start a new sync when the genration is started.
+The Credit Model report is generated asynchronously. Initiating the report will trigger a new data sync.
 
 #### Configure webhooks
 

From 07711414151c6982280e4f18195cf67b32b69603 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Wed, 26 Nov 2025 11:48:39 +0000
Subject: [PATCH 15/26] added derived highlights

---
 .../premium-products/credit-model-overview.md        | 12 +++++++++++-
 1 file changed, 11 insertions(+), 1 deletion(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index d8092fa4a..6a2a1161f 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -52,7 +52,17 @@ The credit model contains a wide variety of features to enhance the underwriting
 
 ## Derived insights
 
-tbc
+- **Key Highlights:** a detailed outline of the company’s best performing and most material financial metrics
+- **Key Risks:** a detailed outline of the company’s worst performing and most material financial metrics
+- **Proforma Cash Runway:** prediction of cash runway – considering historical burn, upcoming capital injections, and future debt payments
+- **Knockout Rules:** custom alerts when certain financial metrics reach given thresholds
+- **Accounting Issues:** explanation of any poor bookkeeping practices
+- **Closed Books Indicator:** estimation of the most recent accounting period officially closed by a business
+- **Debt Repayment Schedule:** implied terms of a company’s credit cards and debt facilities, including payment, frequency, maturity, balance, and more.
+- **Accounts Receivable Aging:** automated aging schedule from unpaid customer invoices
+- **Accounts Payable Aging:** automated aging schedule from unpaid supplier bills
+- **Customer Summary:** full overview of customer repayment behavior, including percentage of on time payments, breakdown of repayment terms, and customer concentration
+- **Repayment Summary:** full overview of supplier repayment behavior, including percentage of on time payments, breakdown of repayment terms, and supplier concentration
 
 ## Supported outputs
 

From 3122e3aab89e6f1af69c295ff65968e5e387788f Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Wed, 26 Nov 2025 12:03:04 +0000
Subject: [PATCH 16/26] feature components added

---
 docs/lending/premium-products/credit-model-overview.md | 8 +++++++-
 1 file changed, 7 insertions(+), 1 deletion(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index 6a2a1161f..83e7c5933 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -16,7 +16,7 @@ The **Credit Model** provides an intuitive way to interpret, visualize, and anal
 
 ## Notable features
 
-The credit model contains a wide variety of features to enhance the underwriting process:
+The Credit Model contains a wide variety of features to enhance the underwriting process:
 
 - **Dashboard:** all-encompassing view of a borrower’s financial health.
 
@@ -36,6 +36,10 @@ The credit model contains a wide variety of features to enhance the underwriting
 
 ## Feature components
 
+The Credit Model report can be based on Accounting and/or Banking data sources.
+
+### Accounting components supported across integrations
+
 <iframe
   src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQv5tU64V66C6QkR2L3I-iuCIN02A7ROyyZL1D6gmglwrtAHU9VwJmxwWMHtslJV5aP_oeq2--6tHm1/pubhtml?gid=390125489&single=true&amp;widget=true&amp;headers=false"
   frameborder="0"
@@ -43,6 +47,8 @@ The credit model contains a wide variety of features to enhance the underwriting
   style={{ height: "450px" }}
 />
 
+### Banking components supported across integrations
+
 <iframe
   src="https://docs.google.com/spreadsheets/d/1VEE7uUH_Q4ZGReonOqfZVT6V4-C40rwsMNEp2K7hOhQ/pubhtml?gid=1760315404&amp;single=true&amp;widget=true&amp;headers=false"
   frameborder="0"

From 40c09103ee64770a106a87d1965239d3d719ced4 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Wed, 26 Nov 2025 12:10:26 +0000
Subject: [PATCH 17/26] added dots

---
 .../premium-products/credit-model-overview.md | 20 +++++++++----------
 1 file changed, 10 insertions(+), 10 deletions(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index 83e7c5933..60c48320d 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -58,17 +58,17 @@ The Credit Model report can be based on Accounting and/or Banking data sources.
 
 ## Derived insights
 
-- **Key Highlights:** a detailed outline of the company’s best performing and most material financial metrics
-- **Key Risks:** a detailed outline of the company’s worst performing and most material financial metrics
-- **Proforma Cash Runway:** prediction of cash runway – considering historical burn, upcoming capital injections, and future debt payments
-- **Knockout Rules:** custom alerts when certain financial metrics reach given thresholds
-- **Accounting Issues:** explanation of any poor bookkeeping practices
-- **Closed Books Indicator:** estimation of the most recent accounting period officially closed by a business
+- **Key Highlights:** a detailed outline of the company’s best performing and most material financial metrics.
+- **Key Risks:** a detailed outline of the company’s worst performing and most material financial metrics.
+- **Proforma Cash Runway:** prediction of cash runway – considering historical burn, upcoming capital injections, and future debt payments.
+- **Knockout Rules:** custom alerts when certain financial metrics reach given thresholds.
+- **Accounting Issues:** explanation of any poor bookkeeping practices.
+- **Closed Books Indicator:** estimation of the most recent accounting period officially closed by a business.
 - **Debt Repayment Schedule:** implied terms of a company’s credit cards and debt facilities, including payment, frequency, maturity, balance, and more.
-- **Accounts Receivable Aging:** automated aging schedule from unpaid customer invoices
-- **Accounts Payable Aging:** automated aging schedule from unpaid supplier bills
-- **Customer Summary:** full overview of customer repayment behavior, including percentage of on time payments, breakdown of repayment terms, and customer concentration
-- **Repayment Summary:** full overview of supplier repayment behavior, including percentage of on time payments, breakdown of repayment terms, and supplier concentration
+- **Accounts Receivable Aging:** automated aging schedule from unpaid customer invoices.
+- **Accounts Payable Aging:** automated aging schedule from unpaid supplier bills.
+- **Customer Summary:** full overview of customer repayment behavior, including percentage of on time payments, breakdown of repayment terms, and customer concentration.
+- **Repayment Summary:** full overview of supplier repayment behavior, including percentage of on time payments, breakdown of repayment terms, and supplier concentration.
 
 ## Supported outputs
 

From ebf59dab66d2888afbf4445ba04bcd58a1663b09 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Wed, 26 Nov 2025 12:16:51 +0000
Subject: [PATCH 18/26] Update
 docs/lending/premium-products/credit-model-overview.md

Co-authored-by: Copilot <175728472+Copilot@users.noreply.github.com>
---
 docs/lending/premium-products/credit-model-overview.md | 2 +-
 1 file changed, 1 insertion(+), 1 deletion(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index 60c48320d..d35c37eea 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -116,4 +116,4 @@ The webhook is returned when the report is successfully generated.
 
 - [`reports.creditModel.generate.unsuccessful`](/webhooks/reports.creditModel.generate.unsuccessful/post)
 
-The webhook is returned the report generation has failed.
+The webhook is returned when the report generation has failed.

From 5412ba324e81c803846896361ed375559471a802 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Wed, 26 Nov 2025 12:17:42 +0000
Subject: [PATCH 19/26] Update
 docs/lending/premium-products/credit-model-overview.md

Co-authored-by: Copilot <175728472+Copilot@users.noreply.github.com>
---
 docs/lending/premium-products/credit-model-overview.md | 6 ++----
 1 file changed, 2 insertions(+), 4 deletions(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index d35c37eea..ecd41cc75 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -42,18 +42,16 @@ The Credit Model report can be based on Accounting and/or Banking data sources.
 
 <iframe
   src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQv5tU64V66C6QkR2L3I-iuCIN02A7ROyyZL1D6gmglwrtAHU9VwJmxwWMHtslJV5aP_oeq2--6tHm1/pubhtml?gid=390125489&single=true&amp;widget=true&amp;headers=false"
-  frameborder="0"
   className="googleSheets"
-  style={{ height: "450px" }}
+  style={{ height: "450px", border: "0" }}
 />
 
 ### Banking components supported across integrations
 
 <iframe
   src="https://docs.google.com/spreadsheets/d/1VEE7uUH_Q4ZGReonOqfZVT6V4-C40rwsMNEp2K7hOhQ/pubhtml?gid=1760315404&amp;single=true&amp;widget=true&amp;headers=false"
-  frameborder="0"
   className="googleSheets"
-  style={{ height: "200px" }}
+  style={{ height: "200px", border: "0" }}
 />
 
 ## Derived insights

From efc6aa9c82b74e0830111766ef74b47aa799f731 Mon Sep 17 00:00:00 2001
From: Polina <112084241+pzaichkina@users.noreply.github.com>
Date: Tue, 2 Dec 2025 13:28:26 +0000
Subject: [PATCH 20/26] CM edits, added webhook changes, new integration
 component

---
 .../premium-products/credit-model-overview.md | 129 ++++++++++--------
 docs/using-the-api/webhooks/event-types.md    |   2 +
 sidebars/lending.js                           |   2 +-
 src/components/Integrations/integrations.js   |  17 +++
 4 files changed, 93 insertions(+), 57 deletions(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index ecd41cc75..750517c11 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -1,44 +1,42 @@
 ---
 title: "Credit model overview"
 displayed_sidebar: "lending"
-sidebar_label: "Credit Model"
-description: "Access a detailed, data-driven assessment of a business's financial health and creditworthiness"
-image: "/img/banners/social/lending.png"
+description: "Access a detailed data-driven assessment of a business's financial health and creditworthiness"
 ---
 
 import Products from "@components/Products";
 import { IntegrationsList } from "@components/Integrations";
-import { accountingIntegrations } from "@components/Integrations/integrations";
+import { integrationsAccountingFilterCreditModel, bankingIntegrations } from "@components/Integrations/integrations";
 import Tabs from "@theme/Tabs";
 import TabItem from "@theme/TabItem";
 
-The **Credit Model** provides an intuitive way to interpret, visualize, and analyze a borrower’s accounting and banking data. It offers a holistic view of financial performance to support credit decisions and other financial evaluations.
+Lending's premium **Credit model** feature provides an intuitive way to interpret, visualize, and analyze a borrower’s accounting and banking data. It offers a holistic view of financial performance to support credit decisions and other financial evaluations.
 
-## Notable features
+## Features
 
-The Credit Model contains a wide variety of features to enhance the underwriting process:
+The Credit model contains a variety of features that enhance the underwriting process:
 
-- **Dashboard:** all-encompassing view of a borrower’s financial health.
+- **Dashboard:** an all-encompassing view of a borrower’s financial health
 
-- **Credit Score:** a customizable credit score to align the model with the metrics most important to your analysis.
+- **Credit score:** a customizable credit score that aligns the model to the metrics most important to your analysis
 
-- **Accounting Score:** an evaluation of the quality and completeness of a business’s bookkeeping.
+- **Accounting score:** an evaluation of the quality and completeness of a business’s bookkeeping
 
-- **Financial Summary:** automatically spread financial statements with calculated metrics and ratios.
+- **Financial summary:** financial statements that are automatically spread with calculated metrics and ratio
 
-- **Bank Summary:** bank transaction data converted into a cash-based profit and loss statement.
+- **Bank summary:** bank transaction data that is converted into a cash-based profit and loss statement
 
-- **Debt Summary:** breakdown of existing debt with historical and projected repayment terms.
+- **Debt summary:** a breakdown of existing debt with historical and projected repayment terms
 
-- **Customer Summary:** terms, concentration, and punctuality of a borrower’s receivables.
+- **Customer summary:** terms, concentration, and punctuality of a borrower’s receivables
 
-- **Repayment Summary:** terms, concentration, and punctuality of a borrower’s payables.
+- **Repayment summary:** terms, concentration, and punctuality of a borrower’s payables
 
 ## Feature components
 
-The Credit Model report can be based on Accounting and/or Banking data sources.
+The Credit Model report can be based on accounting data sources, banking data sources, or both.
 
-### Accounting components supported across integrations
+#### Supported integrations: accounting
 
 <iframe
   src="https://docs.google.com/spreadsheets/d/e/2PACX-1vQv5tU64V66C6QkR2L3I-iuCIN02A7ROyyZL1D6gmglwrtAHU9VwJmxwWMHtslJV5aP_oeq2--6tHm1/pubhtml?gid=390125489&single=true&amp;widget=true&amp;headers=false"
@@ -46,72 +44,91 @@ The Credit Model report can be based on Accounting and/or Banking data sources.
   style={{ height: "450px", border: "0" }}
 />
 
-### Banking components supported across integrations
+#### Supported integrations: banking
 
 <iframe
   src="https://docs.google.com/spreadsheets/d/1VEE7uUH_Q4ZGReonOqfZVT6V4-C40rwsMNEp2K7hOhQ/pubhtml?gid=1760315404&amp;single=true&amp;widget=true&amp;headers=false"
   className="googleSheets"
-  style={{ height: "200px", border: "0" }}
+  style={{ height: "250px", border: "0" }}
 />
 
-## Derived insights
+## Feature enrichments
 
-- **Key Highlights:** a detailed outline of the company’s best performing and most material financial metrics.
-- **Key Risks:** a detailed outline of the company’s worst performing and most material financial metrics.
-- **Proforma Cash Runway:** prediction of cash runway – considering historical burn, upcoming capital injections, and future debt payments.
-- **Knockout Rules:** custom alerts when certain financial metrics reach given thresholds.
-- **Accounting Issues:** explanation of any poor bookkeeping practices.
-- **Closed Books Indicator:** estimation of the most recent accounting period officially closed by a business.
-- **Debt Repayment Schedule:** implied terms of a company’s credit cards and debt facilities, including payment, frequency, maturity, balance, and more.
-- **Accounts Receivable Aging:** automated aging schedule from unpaid customer invoices.
-- **Accounts Payable Aging:** automated aging schedule from unpaid supplier bills.
-- **Customer Summary:** full overview of customer repayment behavior, including percentage of on time payments, breakdown of repayment terms, and customer concentration.
-- **Repayment Summary:** full overview of supplier repayment behavior, including percentage of on time payments, breakdown of repayment terms, and supplier concentration.
+The Credit model report provides the following insights into the financial health of a company:
+
+- **Key highlights:** a detailed outline of the company’s best performing and most material financial metrics
+
+- **Key risks:** a detailed outline of the company’s worst performing and most material financial metrics
+
+- **Proforma cash runway:** a prediction of a cash runway that considers historical burn, upcoming capital injections, and future debt payments
+
+- **Knockout rules:** custom alerts for when certain financial metrics reach given thresholds
+
+- **Accounting issues:** an explanation of any poor bookkeeping practices
+
+- **Closed books indicator:** an estimation of the most recent accounting period officially closed by a business
+
+- **Debt repayment schedule:** implied terms of a company’s credit cards and debt facilities, including payment, frequency, maturity, and balance
+
+- **Accounts receivable aging:** an automated aging schedule from unpaid customer invoices
+
+- **Accounts payable aging:** an automated aging schedule from unpaid supplier bills
+
+- **Customer summary:** a full overview of customer repayment behavior, including percentage of on-time payments, breakdown of repayment terms, and customer concentration
+
+- **Repayment summary:** a full overview of supplier repayment behavior, including percentage of on-time payments, breakdown of repayment terms, and supplier concentration
 
 ## Supported outputs
 
-You can retrieve the data read and enriched by this feature by [downloading a report in an Excel format](/lending/features/excel-download-overview) or generating a Credit Model report via [endpoints of our API](/lending-api#/operations/generate-report).
+To retrieve the data read and enriched by this feature in an Excel format, first use the [Generate report](/lending-api#/operations/generate-report) endpoint to asynchronously generate the report. Set the `reportType` parameter to `creditModel`. Initiating the report will trigger a new data sync.
+
+Next, call the [Download credit model Excel](/lending-api#/operations/download-credit-model-excel) endpoint to retrieve the resulting report. 
+
+You can also view individual Credit Model metrics using the [Get financial summary insights](/lending-api#/operations/get-financial-summary) endpoint. 
 
 ## Get started
 
-Once you have the Lending solution enabled, contact your Account Manager or our support team to enable Credit Model report.
+Once you have the Lending solution enabled, contact your Account Manager or our support team to enable the Credit Model report. As a premium feature, it will be billed in addition to your use of the Lending solution.
+
+Next, configure your instance to work with the Credit Model feature.
 
 #### Configure data sources
 
 Follow the respective guides to set up and enable accounting integrations that will serve as a data source for the feature:
 
-<IntegrationsList integrations={accountingIntegrations} />
+##### Accounting data sources
 
-#### Enable data types
+<IntegrationsList integrations={integrationsAccountingFilterCreditModel} />
 
-See how to [enable data types](/core-concepts/data-type-settings#override-the-default-sync-settings) and ensure the following data types have been switched on:
+##### Banking data sources
+
+<IntegrationsList integrations={bankingIntegrations} />
 
-##### Accounting:
-- Company `company`
-- Profit and loss `profitAndLoss`
-- Balance sheet `balanceSheet`
-- Bills `bills`
-- Bill payments `billPayments`
-- Suppliers `suppliers`
-- Customers `customers`
-- Invoices `invoices`
-- Payments `payments`
-- Credit notes `creditNotes`
+#### Enable data types
 
-##### Banking:
-- Banking transactions `banking-transactions`
-- Banking accounts `banking-accounts`
+See how to [enable data types](/core-concepts/data-type-settings#override-the-default-sync-settings) and ensure the following data types have been switched on:
 
-The Credit Model report is generated asynchronously. Initiating the report will trigger a new data sync.
+| **Accounting**                  | **Banking**                                 |
+|---------------------------------|---------------------------------------------|
+| Company `company`               | Banking transactions `banking-transactions` |
+| Profit and loss `profitAndLoss` | Banking accounts `banking-accounts`         |
+| Balance sheet `balanceSheet`    |                                             |
+| Bills `bills`                   |                                             |
+| Bill payments `billPayments`    |                                             |
+| Suppliers `suppliers`           |                                             |
+| Customers `customers`           |                                             |
+| Invoices `invoices`             |                                             |
+| Payments `payments`             |                                             |
+| Credit notes `creditNotes`      |                                             |
 
 #### Configure webhooks
 
-We recommend you subscribe to the following webhooks if you are using an API solution.
+We recommend you [subscribe to the following webhooks](/using-the-api/webhooks/create-consumer) if you are using an API solution:
 
-- [`reports.creditModel.generate.successful`](/webhooks/reports.creditModel.generate.successful/post)
+- [`reports.creditModel.generate.successful`](/lending-api#/webhooks/reports.creditModel.generate.successful/post)
 
-The webhook is returned when the report is successfully generated.
+  Thia webhook will notify you once the report successfully generates.
 
-- [`reports.creditModel.generate.unsuccessful`](/webhooks/reports.creditModel.generate.unsuccessful/post)
+- [`reports.creditModel.generate.unsuccessful`](/lending-api#/webhooks/reports.creditModel.generate.unsuccessful/post)
 
-The webhook is returned when the report generation has failed.
+  Thia webhook will notify you if the report generation fails.
diff --git a/docs/using-the-api/webhooks/event-types.md b/docs/using-the-api/webhooks/event-types.md
index 7d42b3998..c9cf38d12 100644
--- a/docs/using-the-api/webhooks/event-types.md
+++ b/docs/using-the-api/webhooks/event-types.md
@@ -43,6 +43,8 @@ See our migration guide to [switch to new event types](/using-the-api/webhooks/m
 | Expenses       | [`expenses.sync.unsuccessful`](/sync-for-expenses-api#/webhooks/expenses.sync.unsuccessful/post)                                         | Called when an expense sync fails to complete successfully, resulting in at least one error or warning.                         |
 | Lending        | [`report.categorizedBankStatement.generate.successful`](/lending-api#/webhooks/report.categorizedBankStatement.generate.successful/post) | Called when a [categorized bank statement](/lending/features/bank-statements-overview) is successfully generated for a company. |
 | Lending        | [`AccountCategoriesUpdated`](/lending-api#/webhooks/Account-categories-updated/post)                                                     | Called when Codat AI had [categorized accounts](/lending/features/financial-statements-overview) for a company.                 |
+| Lending        | [`reports.creditModel.generate.successful`](/lending-api#/webhooks/reports.creditModel.generate.successful/post)                                                     | Called when the [Credit Model report](/lending/premium-products/credit-model-overview) is successfully generated for a company.                 |
+| Lending        | [`reports.creditModel.generate.unsuccessful`](/lending-api#/webhooks/reports.creditModel.generate.unsuccessful/post)                                                     | Called when the [Credit Model report](/lending/premium-products/credit-model-overview) fails to generate for a company.                 |
 | Spend Insights | [`reports.spendAnalysis.generate.successful`](/spend-insights-api#/webhooks/reports.spendAnalysis.generate.successful/post)              | Called when a spend analysis report is successfully generated.                                                                  |
 | Spend Insights | [`reports.spendAnalysis.generate.unsuccessful`](/spend-insights-api#/webhooks/reports.spendAnalysis.generate.unsuccessful/post)          | Called when a spend analysis report has failed to be generated for a company.                                                   |
 
diff --git a/sidebars/lending.js b/sidebars/lending.js
index 9f4177644..b3d484f5b 100644
--- a/sidebars/lending.js
+++ b/sidebars/lending.js
@@ -46,7 +46,7 @@ module.exports = [
     label: "Credit model",
     customProps: {
       hr: true,
-      section: "Premium products",
+      section: "Premium features",
     },
   },
   {
diff --git a/src/components/Integrations/integrations.js b/src/components/Integrations/integrations.js
index a188f549d..547f79e7f 100644
--- a/src/components/Integrations/integrations.js
+++ b/src/components/Integrations/integrations.js
@@ -533,6 +533,23 @@ export const integrationsAccountingFilterLending = [
   "Zoho Books",
 ];
 
+export const integrationsAccountingFilterCreditModel = [
+  "Dynamics 365 Business Central",
+  "Exact Online",
+  "FreshBooks",
+  "MYOB Business",
+  "Oracle NetSuite",
+  "QuickBooks Desktop",
+  "QuickBooks Online",
+  "Sage 50",
+  "Sage 200 Standard",
+  "Sage Accounting",
+  "Sage Intacct",
+  "Wave",
+  "Xero",
+  "Zoho Books",
+];
+
 export const bankfeedsIntegrations = [
   {
     name: "QuickBooks Online bank feeds",

From 621464a550836ec96fd460104f29a129c576c194 Mon Sep 17 00:00:00 2001
From: Polina <112084241+pzaichkina@users.noreply.github.com>
Date: Tue, 2 Dec 2025 13:37:37 +0000
Subject: [PATCH 21/26] fix Integrations list reference

---
 docs/lending/premium-products/credit-model-overview.md | 2 +-
 1 file changed, 1 insertion(+), 1 deletion(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index 750517c11..b93a27f4a 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -98,7 +98,7 @@ Follow the respective guides to set up and enable accounting integrations that w
 
 ##### Accounting data sources
 
-<IntegrationsList integrations={integrationsAccountingFilterCreditModel} />
+<IntegrationsList filter={integrationsAccountingFilterCreditModel} />
 
 ##### Banking data sources
 

From e8baf52bb3688bfda1fabf05f00696437bbadb0f Mon Sep 17 00:00:00 2001
From: Polina <112084241+pzaichkina@users.noreply.github.com>
Date: Tue, 2 Dec 2025 16:49:27 +0000
Subject: [PATCH 22/26] Enhance credit model overview with report generation
 details

Added detailed instructions for generating reports via API and Codat Portal.
---
 .../premium-products/credit-model-overview.md      | 14 +++++++++++++-
 1 file changed, 13 insertions(+), 1 deletion(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index b93a27f4a..478cdabcf 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -80,12 +80,24 @@ The Credit model report provides the following insights into the financial healt
 
 ## Supported outputs
 
-To retrieve the data read and enriched by this feature in an Excel format, first use the [Generate report](/lending-api#/operations/generate-report) endpoint to asynchronously generate the report. Set the `reportType` parameter to `creditModel`. Initiating the report will trigger a new data sync.
+You can generate and retrieve the data read and enriched by this feature in an Excel format using an API call or in the [Codat Portal](https://app.codat.io).
+
+#### Get report via API
+
+Use the [Generate report](/lending-api#/operations/generate-report) endpoint to asynchronously generate the report. Set the `reportType` parameter to `creditModel`. Initiating the report will trigger a new data sync.
 
 Next, call the [Download credit model Excel](/lending-api#/operations/download-credit-model-excel) endpoint to retrieve the resulting report. 
 
 You can also view individual Credit Model metrics using the [Get financial summary insights](/lending-api#/operations/get-financial-summary) endpoint. 
 
+#### Get report via Portal
+
+In the [Codat Portal](https://app.codat.io), navigate to **Companies** and select the company you want to analyze. In the side menu, click **Lending > Reports**. 
+
+In the list of reports, find _Credit Model (Beta)_ and click **Generate report**. Once the report is ready to download, it will appear underneath the report name. Click **Download** to save the report to your machine. 
+
+![A snippet of the Codat Portal company detail screen with the Lending > Reports path visible and Credit Model report displayed](/img/updates/bank-feeds-bento.png)
+
 ## Get started
 
 Once you have the Lending solution enabled, contact your Account Manager or our support team to enable the Credit Model report. As a premium feature, it will be billed in addition to your use of the Lending solution.

From 5df94df2f6730e3b13693401a06da0d325d038ee Mon Sep 17 00:00:00 2001
From: Polina <112084241+pzaichkina@users.noreply.github.com>
Date: Tue, 2 Dec 2025 16:54:27 +0000
Subject: [PATCH 23/26] added portal screenshot

---
 docs/lending/premium-products/credit-model-overview.md | 2 +-
 static/img/lending/lending-credit-model-portal.png     | 3 +++
 2 files changed, 4 insertions(+), 1 deletion(-)
 create mode 100644 static/img/lending/lending-credit-model-portal.png

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index 478cdabcf..d980f3bc4 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -96,7 +96,7 @@ In the [Codat Portal](https://app.codat.io), navigate to **Companies** and selec
 
 In the list of reports, find _Credit Model (Beta)_ and click **Generate report**. Once the report is ready to download, it will appear underneath the report name. Click **Download** to save the report to your machine. 
 
-![A snippet of the Codat Portal company detail screen with the Lending > Reports path visible and Credit Model report displayed](/img/updates/bank-feeds-bento.png)
+![A snippet of the Codat Portal company detail screen with the Lending > Reports path visible and Credit Model report displayed](/img/lending/lending-credit-model-portal.png)
 
 ## Get started
 
diff --git a/static/img/lending/lending-credit-model-portal.png b/static/img/lending/lending-credit-model-portal.png
new file mode 100644
index 000000000..2c15811cd
--- /dev/null
+++ b/static/img/lending/lending-credit-model-portal.png
@@ -0,0 +1,3 @@
+version https://git-lfs.github.com/spec/v1
+oid sha256:e5533b547097537048e730666359bb9575c0f49940192f02a54ce3ded663cfb6
+size 71371

From 4e15a83d17e5b91debb3b9b6802217cd9e6419b8 Mon Sep 17 00:00:00 2001
From: Polina <112084241+pzaichkina@users.noreply.github.com>
Date: Wed, 3 Dec 2025 10:38:31 +0000
Subject: [PATCH 24/26] added premium feature notice

---
 docs/lending/premium-products/credit-model-overview.md | 8 ++++++++
 1 file changed, 8 insertions(+)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index d980f3bc4..17fc0c9b5 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -12,6 +12,12 @@ import TabItem from "@theme/TabItem";
 
 Lending's premium **Credit model** feature provides an intuitive way to interpret, visualize, and analyze a borrower’s accounting and banking data. It offers a holistic view of financial performance to support credit decisions and other financial evaluations.
 
+:::info Premium feature
+
+Credit Model report is a premium feature of the Lending product. Contact your Account Manager if you wish to enable it.
+
+:::
+
 ## Features
 
 The Credit model contains a variety of features that enhance the underwriting process:
@@ -96,6 +102,8 @@ In the [Codat Portal](https://app.codat.io), navigate to **Companies** and selec
 
 In the list of reports, find _Credit Model (Beta)_ and click **Generate report**. Once the report is ready to download, it will appear underneath the report name. Click **Download** to save the report to your machine. 
 
+The Credit Model feature must be enabled before you can access the _Credit Model (Beta)_ report in the Portal. Speak to your Account Manager to enable it.
+
 ![A snippet of the Codat Portal company detail screen with the Lending > Reports path visible and Credit Model report displayed](/img/lending/lending-credit-model-portal.png)
 
 ## Get started

From b60c9a0155ab47952ea2d3ebfb695551791a3e21 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Wed, 3 Dec 2025 12:35:56 +0000
Subject: [PATCH 25/26] quick change to the message to remove beta plus added
 extra msg for API functionality

---
 docs/lending/premium-products/credit-model-overview.md | 4 +++-
 1 file changed, 3 insertions(+), 1 deletion(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index 17fc0c9b5..2cf7fb9af 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -96,13 +96,15 @@ Next, call the [Download credit model Excel](/lending-api#/operations/download-c
 
 You can also view individual Credit Model metrics using the [Get financial summary insights](/lending-api#/operations/get-financial-summary) endpoint. 
 
+The Credit Model feature must be enabled before you can generate the _Credit Model_ report and its metrics via API. Speak to your Account Manager to enable it.
+
 #### Get report via Portal
 
 In the [Codat Portal](https://app.codat.io), navigate to **Companies** and select the company you want to analyze. In the side menu, click **Lending > Reports**. 
 
 In the list of reports, find _Credit Model (Beta)_ and click **Generate report**. Once the report is ready to download, it will appear underneath the report name. Click **Download** to save the report to your machine. 
 
-The Credit Model feature must be enabled before you can access the _Credit Model (Beta)_ report in the Portal. Speak to your Account Manager to enable it.
+The Credit Model feature must be enabled before you can access the _Credit Model_ report in the Portal. Speak to your Account Manager to enable it.
 
 ![A snippet of the Codat Portal company detail screen with the Lending > Reports path visible and Credit Model report displayed](/img/lending/lending-credit-model-portal.png)
 

From 7b2ef47e7a6b10fd947b7fd5903008a876f03096 Mon Sep 17 00:00:00 2001
From: ivasiutkova <134383523+ivasiutkova@users.noreply.github.com>
Date: Wed, 3 Dec 2025 12:48:35 +0000
Subject: [PATCH 26/26] removed beta

---
 docs/lending/premium-products/credit-model-overview.md | 2 +-
 1 file changed, 1 insertion(+), 1 deletion(-)

diff --git a/docs/lending/premium-products/credit-model-overview.md b/docs/lending/premium-products/credit-model-overview.md
index 2cf7fb9af..7b6db9675 100644
--- a/docs/lending/premium-products/credit-model-overview.md
+++ b/docs/lending/premium-products/credit-model-overview.md
@@ -102,7 +102,7 @@ The Credit Model feature must be enabled before you can generate the _Credit Mod
 
 In the [Codat Portal](https://app.codat.io), navigate to **Companies** and select the company you want to analyze. In the side menu, click **Lending > Reports**. 
 
-In the list of reports, find _Credit Model (Beta)_ and click **Generate report**. Once the report is ready to download, it will appear underneath the report name. Click **Download** to save the report to your machine. 
+In the list of reports, find _Credit Model_ and click **Generate report**. Once the report is ready to download, it will appear underneath the report name. Click **Download** to save the report to your machine. 
 
 The Credit Model feature must be enabled before you can access the _Credit Model_ report in the Portal. Speak to your Account Manager to enable it.