diff --git a/cmd/scima/main.go b/cmd/scima/main.go
index 71e07ac..2fd6dce 100644
--- a/cmd/scima/main.go
+++ b/cmd/scima/main.go
@@ -18,6 +18,7 @@ import (
 var rootCmd = &cobra.Command{Use: "scima", Short: "Schema migrations for multiple databases (HANA first)"}
 
 var driver string
+var configPath string
 var dsn string
 var migrationsDir string
 var schema string // optional schema qualification
@@ -151,7 +152,36 @@ var downCmd = &cobra.Command{Use: "down", Short: "Revert migrations (default 1 s
 }}
 
 func gatherConfig() config.Config {
-	return config.Config{Driver: driver, DSN: dsn, MigrationsDir: migrationsDir}
+	// Try config file first if provided or default locations
+	var cfg *config.Config
+	if configPath != "" {
+		cfg, _ = config.LoadConfig(configPath)
+	} else {
+		// Try default locations
+		for _, path := range []string{"./scima.yaml", "./scima.yml", "./scima.json", "./scima.toml"} {
+			cfg, _ = config.LoadConfig(path)
+			if cfg != nil {
+				break
+			}
+		}
+		if cfg == nil {
+			cfg = &config.Config{}
+		}
+	}
+	// CLI flags override config file
+	if driver != "" {
+		cfg.Driver = driver
+	}
+	if dsn != "" {
+		cfg.DSN = dsn
+	}
+	if migrationsDir != "" {
+		cfg.MigrationsDir = migrationsDir
+	}
+	if schema != "" {
+		cfg.Schema = schema
+	}
+	return *cfg
 }
 
 func buildMigrator(cfg config.Config) (*migrate.Migrator, *sql.DB, error) {
diff --git a/go.mod b/go.mod
index 68a6112..f813956 100644
--- a/go.mod
+++ b/go.mod
@@ -1,6 +1,6 @@
 module github.com/scima/scima
 
-go 1.22
+go 1.23.0
 
 require (
 	github.com/docker/go-connections v0.5.0
@@ -22,9 +22,11 @@ require (
 	github.com/docker/docker v25.0.5+incompatible // indirect
 	github.com/docker/go-units v0.5.0 // indirect
 	github.com/felixge/httpsnoop v1.0.4 // indirect
+	github.com/fsnotify/fsnotify v1.9.0 // indirect
 	github.com/go-logr/logr v1.4.1 // indirect
 	github.com/go-logr/stdr v1.2.2 // indirect
 	github.com/go-ole/go-ole v1.2.6 // indirect
+	github.com/go-viper/mapstructure/v2 v2.4.0 // indirect
 	github.com/gogo/protobuf v1.3.2 // indirect
 	github.com/golang/protobuf v1.5.3 // indirect
 	github.com/google/uuid v1.6.0 // indirect
@@ -39,12 +41,19 @@ require (
 	github.com/morikuni/aec v1.0.0 // indirect
 	github.com/opencontainers/go-digest v1.0.0 // indirect
 	github.com/opencontainers/image-spec v1.1.0 // indirect
+	github.com/pelletier/go-toml/v2 v2.2.4 // indirect
 	github.com/pkg/errors v0.9.1 // indirect
 	github.com/power-devops/perfstat v0.0.0-20210106213030-5aafc221ea8c // indirect
+	github.com/sagikazarmark/locafero v0.11.0 // indirect
 	github.com/shirou/gopsutil/v3 v3.23.12 // indirect
 	github.com/shoenig/go-m1cpu v0.1.6 // indirect
 	github.com/sirupsen/logrus v1.9.3 // indirect
-	github.com/spf13/pflag v1.0.5 // indirect
+	github.com/sourcegraph/conc v0.3.1-0.20240121214520-5f936abd7ae8 // indirect
+	github.com/spf13/afero v1.15.0 // indirect
+	github.com/spf13/cast v1.10.0 // indirect
+	github.com/spf13/pflag v1.0.10 // indirect
+	github.com/spf13/viper v1.21.0 // indirect
+	github.com/subosito/gotenv v1.6.0 // indirect
 	github.com/tklauser/go-sysconf v0.3.12 // indirect
 	github.com/tklauser/numcpus v0.6.1 // indirect
 	github.com/yusufpapurcu/wmi v1.2.3 // indirect
@@ -52,10 +61,12 @@ require (
 	go.opentelemetry.io/otel v1.24.0 // indirect
 	go.opentelemetry.io/otel/metric v1.24.0 // indirect
 	go.opentelemetry.io/otel/trace v1.24.0 // indirect
+	go.yaml.in/yaml/v3 v3.0.4 // indirect
 	golang.org/x/exp v0.0.0-20230510235704-dd950f8aeaea // indirect
-	golang.org/x/mod v0.16.0 // indirect
-	golang.org/x/sys v0.16.0 // indirect
-	golang.org/x/tools v0.13.0 // indirect
+	golang.org/x/mod v0.26.0 // indirect
+	golang.org/x/sys v0.34.0 // indirect
+	golang.org/x/text v0.28.0 // indirect
+	golang.org/x/tools v0.35.0 // indirect
 	google.golang.org/genproto/googleapis/rpc v0.0.0-20230711160842-782d3b101e98 // indirect
 	google.golang.org/grpc v1.58.3 // indirect
 	google.golang.org/protobuf v1.33.0 // indirect
diff --git a/go.sum b/go.sum
index 76c16ce..d8e7f09 100644
--- a/go.sum
+++ b/go.sum
@@ -32,6 +32,8 @@ github.com/docker/go-units v0.5.0 h1:69rxXcBk27SvSaaxTtLh/8llcHD8vYHT7WSdRZ/jvr4
 github.com/docker/go-units v0.5.0/go.mod h1:fgPhTUdO+D/Jk86RDLlptpiXQzgHJF7gydDDbaIK4Dk=
 github.com/felixge/httpsnoop v1.0.4 h1:NFTV2Zj1bL4mc9sqWACXbQFVBBg2W3GPvqp8/ESS2Wg=
 github.com/felixge/httpsnoop v1.0.4/go.mod h1:m8KPJKqk1gH5J9DgRY2ASl2lWCfGKXixSwevea8zH2U=
+github.com/fsnotify/fsnotify v1.9.0 h1:2Ml+OJNzbYCTzsxtv8vKSFD9PbJjmhYF14k/jKC7S9k=
+github.com/fsnotify/fsnotify v1.9.0/go.mod h1:8jBTzvmWwFyi3Pb8djgCCO5IBqzKJ/Jwo8TRcHyHii0=
 github.com/go-logr/logr v1.2.2/go.mod h1:jdQByPbusPIv2/zmleS9BjJVeZ6kBagPoEUsqbVz/1A=
 github.com/go-logr/logr v1.4.1 h1:pKouT5E8xu9zeFC39JXRDukb6JFQPXM5p5I91188VAQ=
 github.com/go-logr/logr v1.4.1/go.mod h1:9T104GzyrTigFIr8wt5mBrctHMim0Nb2HLGrmQ40KvY=
@@ -39,6 +41,8 @@ github.com/go-logr/stdr v1.2.2 h1:hSWxHoqTgW2S2qGc0LTAI563KZ5YKYRhT3MFKZMbjag=
 github.com/go-logr/stdr v1.2.2/go.mod h1:mMo/vtBO5dYbehREoey6XUKy/eSumjCCveDpRre4VKE=
 github.com/go-ole/go-ole v1.2.6 h1:/Fpf6oFPoeFik9ty7siob0G6Ke8QvQEuVcuChpwXzpY=
 github.com/go-ole/go-ole v1.2.6/go.mod h1:pprOEPIfldk/42T2oK7lQ4v4JSDwmV0As9GaiUsvbm0=
+github.com/go-viper/mapstructure/v2 v2.4.0 h1:EBsztssimR/CONLSZZ04E8qAkxNYq4Qp9LvH92wZUgs=
+github.com/go-viper/mapstructure/v2 v2.4.0/go.mod h1:oJDH3BJKyqBA2TXFhDsKDGDTlndYOZ6rGS0BRZIxGhM=
 github.com/gogo/protobuf v1.3.2 h1:Ov1cvc58UF3b5XjBnZv7+opcTcQFZebYjWzi34vdm4Q=
 github.com/gogo/protobuf v1.3.2/go.mod h1:P1XiOD3dCwIKUDQYPy72D8LYyHL2YPYrpS2s69NZV8Q=
 github.com/golang/protobuf v1.5.0/go.mod h1:FsONVRAS9T7sI+LIUmWTfcYkHO4aIWwzhcaSAoJOfIk=
@@ -79,6 +83,9 @@ github.com/opencontainers/go-digest v1.0.0 h1:apOUWs51W5PlhuyGyz9FCeeBIOUDA/6nW8
 github.com/opencontainers/go-digest v1.0.0/go.mod h1:0JzlMkj0TRzQZfJkVvzbP0HBR3IKzErnv2BNG4W4MAM=
 github.com/opencontainers/image-spec v1.1.0 h1:8SG7/vwALn54lVB/0yZ/MMwhFrPYtpEHQb2IpWsCzug=
 github.com/opencontainers/image-spec v1.1.0/go.mod h1:W4s4sFTMaBeK1BQLXbG4AdM2szdn85PY75RI83NrTrM=
+github.com/pelletier/go-toml v1.9.5 h1:4yBQzkHv+7BHq2PQUZF3Mx0IYxG7LsP222s7Agd3ve8=
+github.com/pelletier/go-toml/v2 v2.2.4 h1:mye9XuhQ6gvn5h28+VilKrrPoQVanw5PMw/TB0t5Ec4=
+github.com/pelletier/go-toml/v2 v2.2.4/go.mod h1:2gIqNv+qfxSVS7cM2xJQKtLSTLUE9V8t9Stt+h56mCY=
 github.com/pkg/errors v0.9.1 h1:FEBLx1zS214owpjy7qsBeixbURkuhQAwrK5UwLGTwt4=
 github.com/pkg/errors v0.9.1/go.mod h1:bwawxfHBFNV+L2hUp1rHADufV3IMtnDRdf1r5NINEl0=
 github.com/pmezard/go-difflib v1.0.0 h1:4DBwDE0NGyQoBHbLQYPwSUPoCMWR5BEzIk/f1lZbAQM=
@@ -86,6 +93,8 @@ github.com/pmezard/go-difflib v1.0.0/go.mod h1:iKH77koFhYxTK1pcRnkKkqfTogsbg7gZN
 github.com/power-devops/perfstat v0.0.0-20210106213030-5aafc221ea8c h1:ncq/mPwQF4JjgDlrVEn3C11VoGHZN7m8qihwgMEtzYw=
 github.com/power-devops/perfstat v0.0.0-20210106213030-5aafc221ea8c/go.mod h1:OmDBASR4679mdNQnz2pUhc2G8CO2JrUAVFDRBDP/hJE=
 github.com/russross/blackfriday/v2 v2.1.0/go.mod h1:+Rmxgy9KzJVeS9/2gXHxylqXiyQDYRxCVz55jmeOWTM=
+github.com/sagikazarmark/locafero v0.11.0 h1:1iurJgmM9G3PA/I+wWYIOw/5SyBtxapeHDcg+AAIFXc=
+github.com/sagikazarmark/locafero v0.11.0/go.mod h1:nVIGvgyzw595SUSUE6tvCp3YYTeHs15MvlmU87WwIik=
 github.com/shirou/gopsutil/v3 v3.23.12 h1:z90NtUkp3bMtmICZKpC4+WaknU1eXtp5vtbQ11DgpE4=
 github.com/shirou/gopsutil/v3 v3.23.12/go.mod h1:1FrWgea594Jp7qmjHUUPlJDTPgcsb9mGnXDxavtikzM=
 github.com/shoenig/go-m1cpu v0.1.6 h1:nxdKQNcEB6vzgA2E2bvzKIYRuNj7XNJ4S/aRSwKzFtM=
@@ -94,10 +103,20 @@ github.com/shoenig/test v0.6.4 h1:kVTaSd7WLz5WZ2IaoM0RSzRsUD+m8wRR+5qvntpn4LU=
 github.com/shoenig/test v0.6.4/go.mod h1:byHiCGXqrVaflBLAMq/srcZIHynQPQgeyvkvXnjqq0k=
 github.com/sirupsen/logrus v1.9.3 h1:dueUQJ1C2q9oE3F7wvmSGAaVtTmUizReu6fjN8uqzbQ=
 github.com/sirupsen/logrus v1.9.3/go.mod h1:naHLuLoDiP4jHNo9R0sCBMtWGeIprob74mVsIT4qYEQ=
+github.com/sourcegraph/conc v0.3.1-0.20240121214520-5f936abd7ae8 h1:+jumHNA0Wrelhe64i8F6HNlS8pkoyMv5sreGx2Ry5Rw=
+github.com/sourcegraph/conc v0.3.1-0.20240121214520-5f936abd7ae8/go.mod h1:3n1Cwaq1E1/1lhQhtRK2ts/ZwZEhjcQeJQ1RuC6Q/8U=
+github.com/spf13/afero v1.15.0 h1:b/YBCLWAJdFWJTN9cLhiXXcD7mzKn9Dm86dNnfyQw1I=
+github.com/spf13/afero v1.15.0/go.mod h1:NC2ByUVxtQs4b3sIUphxK0NioZnmxgyCrfzeuq8lxMg=
+github.com/spf13/cast v1.10.0 h1:h2x0u2shc1QuLHfxi+cTJvs30+ZAHOGRic8uyGTDWxY=
+github.com/spf13/cast v1.10.0/go.mod h1:jNfB8QC9IA6ZuY2ZjDp0KtFO2LZZlg4S/7bzP6qqeHo=
 github.com/spf13/cobra v1.8.0 h1:7aJaZx1B85qltLMc546zn58BxxfZdR/W22ej9CFoEf0=
 github.com/spf13/cobra v1.8.0/go.mod h1:WXLWApfZ71AjXPya3WOlMsY9yMs7YeiHhFVlvLyhcho=
 github.com/spf13/pflag v1.0.5 h1:iy+VFUOCP1a+8yFto/drg2CJ5u0yRoB7fZw3DKv/JXA=
 github.com/spf13/pflag v1.0.5/go.mod h1:McXfInJRrz4CZXVZOBLb0bTZqETkiAhM9Iw0y3An2Bg=
+github.com/spf13/pflag v1.0.10 h1:4EBh2KAYBwaONj6b2Ye1GiHfwjqyROoF4RwYO+vPwFk=
+github.com/spf13/pflag v1.0.10/go.mod h1:McXfInJRrz4CZXVZOBLb0bTZqETkiAhM9Iw0y3An2Bg=
+github.com/spf13/viper v1.21.0 h1:x5S+0EU27Lbphp4UKm1C+1oQO+rKx36vfCoaVebLFSU=
+github.com/spf13/viper v1.21.0/go.mod h1:P0lhsswPGWD/1lZJ9ny3fYnVqxiegrlNrEmgLjbTCAY=
 github.com/stretchr/objx v0.1.0/go.mod h1:HFkY916IF+rwdDfMAkV7OtwuqBVzrE8GR6GFx+wExME=
 github.com/stretchr/objx v0.4.0/go.mod h1:YvHI0jy2hoMjB+UWwv71VJQ9isScKT/TqJzVSSt89Yw=
 github.com/stretchr/objx v0.5.0/go.mod h1:Yh+to48EsGEfYuaHDzXPcE3xhTkx73EhmCGUpEOglKo=
@@ -107,6 +126,8 @@ github.com/stretchr/testify v1.8.0/go.mod h1:yNjHg4UonilssWZ8iaSj1OCr/vHnekPRkoO
 github.com/stretchr/testify v1.8.4/go.mod h1:sz/lmYIOXD/1dqDmKjjqLyZ2RngseejIcXlSw2iwfAo=
 github.com/stretchr/testify v1.9.0 h1:HtqpIVDClZ4nwg75+f6Lvsy/wHu+3BoSGCbBAcpTsTg=
 github.com/stretchr/testify v1.9.0/go.mod h1:r2ic/lqez/lEtzL7wO/rwa5dbSLXVDPFyf8C91i36aY=
+github.com/subosito/gotenv v1.6.0 h1:9NlTDc1FTs4qu0DDq7AEtTPNw6SVm7uBMsUCUjABIf8=
+github.com/subosito/gotenv v1.6.0/go.mod h1:Dk4QP5c2W3ibzajGcXpNraDfq2IrhjMIvMSWPKKo0FU=
 github.com/testcontainers/testcontainers-go v0.30.0 h1:jmn/XS22q4YRrcMwWg0pAwlClzs/abopbsBzrepyc4E=
 github.com/testcontainers/testcontainers-go v0.30.0/go.mod h1:K+kHNGiM5zjklKjgTtcrEetF3uhWbMUyqAQoyoh8Pf0=
 github.com/tklauser/go-sysconf v0.3.12 h1:0QaGUFOdQaIVdPgfITYzaTegZvdCjmYO52cSFAEVmqU=
@@ -133,6 +154,8 @@ go.opentelemetry.io/otel/trace v1.24.0 h1:CsKnnL4dUAr/0llH9FKuc698G04IrpWV0MQA/Y
 go.opentelemetry.io/otel/trace v1.24.0/go.mod h1:HPc3Xr/cOApsBI154IU0OI0HJexz+aw5uPdbs3UCjNU=
 go.opentelemetry.io/proto/otlp v1.0.0 h1:T0TX0tmXU8a3CbNXzEKGeU5mIVOdf0oykP+u2lIVU/I=
 go.opentelemetry.io/proto/otlp v1.0.0/go.mod h1:Sy6pihPLfYHkr3NkUbEhGHFhINUSI/v80hjKIs5JXpM=
+go.yaml.in/yaml/v3 v3.0.4 h1:tfq32ie2Jv2UxXFdLJdh3jXuOzWiL1fo0bu/FbuKpbc=
+go.yaml.in/yaml/v3 v3.0.4/go.mod h1:DhzuOOF2ATzADvBadXxruRBLzYTpT36CKvDb3+aBEFg=
 golang.org/x/crypto v0.0.0-20190308221718-c2843e01d9a2/go.mod h1:djNgcEr1/C05ACkg1iLfiJU5Ep61QUkGW8qpdssI0+w=
 golang.org/x/crypto v0.0.0-20191011191535-87dc89f01550/go.mod h1:yigFU9vqHzYiE8UmvKecakEJjdnWj3jj499lnFckfCI=
 golang.org/x/crypto v0.0.0-20200622213623-75b288015ac9/go.mod h1:LzIPMQfyMNhhGPhUkYOs5KpL4U8rLKemX1yGLhDgUto=
@@ -142,6 +165,7 @@ golang.org/x/mod v0.2.0/go.mod h1:s0Qsj1ACt9ePp/hMypM3fl4fZqREWJwdYDEqhRiZZUA=
 golang.org/x/mod v0.3.0/go.mod h1:s0Qsj1ACt9ePp/hMypM3fl4fZqREWJwdYDEqhRiZZUA=
 golang.org/x/mod v0.16.0 h1:QX4fJ0Rr5cPQCF7O9lh9Se4pmwfwskqZfq5moyldzic=
 golang.org/x/mod v0.16.0/go.mod h1:hTbmBsO62+eylJbnUtE2MGJUyE7QWk4xUqPFrRgJ+7c=
+golang.org/x/mod v0.26.0/go.mod h1:/j6NAhSk8iQ723BGAUyoAcn7SlD7s15Dp9Nd/SfeaFQ=
 golang.org/x/net v0.0.0-20190404232315-eb5bcb51f2a3/go.mod h1:t9HGtf8HONx5eT2rtn7q6eTqICYqUVnKs3thJo3Qplg=
 golang.org/x/net v0.0.0-20190620200207-3b0461eec859/go.mod h1:z5CRVTTTmAJ677TzLLGU+0bjPO0LkuOLi4/5GtJWs/s=
 golang.org/x/net v0.0.0-20200226121028-0de0cce0169b/go.mod h1:z5CRVTTTmAJ677TzLLGU+0bjPO0LkuOLi4/5GtJWs/s=
@@ -165,10 +189,14 @@ golang.org/x/sys v0.11.0/go.mod h1:oPkhp1MJrh7nUepCBck5+mAzfO9JrbApNNgaTdGDITg=
 golang.org/x/sys v0.15.0/go.mod h1:/VUhepiaJMQUp4+oa/7Zr1D23ma6VTLIYjOOTFZPUcA=
 golang.org/x/sys v0.16.0 h1:xWw16ngr6ZMtmxDyKyIgsE93KNKz5HKmMa3b8ALHidU=
 golang.org/x/sys v0.16.0/go.mod h1:/VUhepiaJMQUp4+oa/7Zr1D23ma6VTLIYjOOTFZPUcA=
+golang.org/x/sys v0.34.0 h1:H5Y5sJ2L2JRdyv7ROF1he/lPdvFsd0mJHFw2ThKHxLA=
+golang.org/x/sys v0.34.0/go.mod h1:BJP2sWEmIv4KK5OTEluFJCKSidICx8ciO85XgH3Ak8k=
 golang.org/x/text v0.3.0/go.mod h1:NqM8EUOU14njkJ3fqMW+pc6Ldnwhi/IjpwHt7yyuwOQ=
 golang.org/x/text v0.3.3/go.mod h1:5Zoc/QRtKVWzQhOtBMvqHzDpF6irO9z98xDceosuGiQ=
 golang.org/x/text v0.13.0 h1:ablQoSUd0tRdKxZewP80B+BaqeKJuVhuRxj/dkrun3k=
 golang.org/x/text v0.13.0/go.mod h1:TvPlkZtksWOMsz7fbANvkp4WM8x/WCo/om8BMLbz+aE=
+golang.org/x/text v0.28.0 h1:rhazDwis8INMIwQ4tpjLDzUhx6RlXqZNPEM0huQojng=
+golang.org/x/text v0.28.0/go.mod h1:U8nCwOR8jO/marOQ0QbDiOngZVEBB7MAiitBuMjXiNU=
 golang.org/x/time v0.3.0 h1:rg5rLMjNzMS1RkNLzCG38eapWhnYLFYXDXj2gOlr8j4=
 golang.org/x/time v0.3.0/go.mod h1:tRJNPiyCQ0inRvYxbN9jk5I+vvW/OXSQhTDSoE431IQ=
 golang.org/x/tools v0.0.0-20180917221912-90fa682c2a6e/go.mod h1:n7NCudcB/nEzxVGmLbDWY5pfWTLqBcC2KZ6jyYvM4mQ=
@@ -177,6 +205,7 @@ golang.org/x/tools v0.0.0-20200619180055-7c47624df98f/go.mod h1:EkVYQZoAsY45+roY
 golang.org/x/tools v0.0.0-20210106214847-113979e3529a/go.mod h1:emZCQorbCU4vsT4fOWvOPXz4eW1wZW4PmDk9uLelYpA=
 golang.org/x/tools v0.13.0 h1:Iey4qkscZuv0VvIt8E0neZjtPVQFSc870HQ448QgEmQ=
 golang.org/x/tools v0.13.0/go.mod h1:HvlwmtVNQAhOuCjW7xxvovg8wbNq7LwfXh/k7wXUl58=
+golang.org/x/tools v0.35.0/go.mod h1:NKdj5HkL/73byiZSJjqJgKn3ep7KjFkBOkR/Hps3VPw=
 golang.org/x/xerrors v0.0.0-20190717185122-a985d3407aa7/go.mod h1:I/5z698sn9Ka8TeJc9MKroUUfqBBauWjQqLJ2OPfmY0=
 golang.org/x/xerrors v0.0.0-20191011141410-1b5146add898/go.mod h1:I/5z698sn9Ka8TeJc9MKroUUfqBBauWjQqLJ2OPfmY0=
 golang.org/x/xerrors v0.0.0-20191204190536-9bdfabe68543/go.mod h1:I/5z698sn9Ka8TeJc9MKroUUfqBBauWjQqLJ2OPfmY0=
diff --git a/internal/config/config.go b/internal/config/config.go
index 4126e86..6bc35c5 100644
--- a/internal/config/config.go
+++ b/internal/config/config.go
@@ -1,9 +1,48 @@
 // Package config holds runtime configuration for migrations.
 package config
 
+import (
+	"github.com/spf13/viper"
+)
+
 // Config holds runtime configuration for migrations.
 type Config struct {
-	Driver        string
-	DSN           string
-	MigrationsDir string
+	Driver        string `mapstructure:"driver"`
+	DSN           string `mapstructure:"dsn"`
+	MigrationsDir string `mapstructure:"migrationsdir"`
+	Schema        string `mapstructure:"schema"`
+}
+
+// LoadConfig uses Viper to load config from file, env, and flags.
+func LoadConfig(configPath string) (*Config, error) {
+	v := viper.New()
+	v.SetConfigFile(configPath)
+	v.SetConfigType(guessType(configPath))
+	v.SetDefault("driver", "hana")
+	v.SetDefault("migrationsdir", "./migrations")
+	if err := v.ReadInConfig(); err != nil {
+		return nil, err
+	}
+	// Optionally bind env vars here if desired
+	var cfg Config
+	err := v.Unmarshal(&cfg)
+	if err != nil {
+		return nil, err
+	}
+	return &cfg, nil
+}
+
+func guessType(path string) string {
+	switch {
+	case len(path) > 5 && path[len(path)-5:] == ".yaml":
+		return "yaml"
+	case len(path) > 4 && path[len(path)-4:] == ".yml":
+		return "yaml"
+	case len(path) > 5 && path[len(path)-5:] == ".json":
+		return "json"
+	case len(path) > 5 && path[len(path)-5:] == ".toml":
+		return "toml"
+	default:
+		return "yaml"
+	}
 }
diff --git a/internal/config/config_test.go b/internal/config/config_test.go
index 4748835..21c6605 100644
--- a/internal/config/config_test.go
+++ b/internal/config/config_test.go
@@ -1,6 +1,9 @@
 package config
 
-import "testing"
+import (
+	"os"
+	"testing"
+)
 
 func TestConfigStruct(t *testing.T) {
 	c := Config{Driver: "hana", DSN: "hdb://user:pass@host:30015", MigrationsDir: "./migrations"}
@@ -8,3 +11,94 @@ func TestConfigStruct(t *testing.T) {
 		t.Fatalf("unexpected driver: %s", c.Driver)
 	}
 }
+
+func TestLoadConfigYAML(t *testing.T) {
+	f, err := os.CreateTemp("", "scima_test_config_*.yaml")
+	if err != nil {
+		t.Fatalf("tempfile: %v", err)
+	}
+	defer func() {
+		if err := os.Remove(f.Name()); err != nil {
+			t.Fatalf("remove: %v", err)
+		}
+	}()
+	data := []byte(`driver: pg
+dsn: "postgres://user:pass@localhost:5432/db"
+migrationsdir: "./migrations"
+schema: "tenant42"
+`)
+	if _, err := f.Write(data); err != nil {
+		t.Fatalf("write: %v", err)
+	}
+	if err := f.Close(); err != nil {
+		t.Fatalf("close: %v", err)
+	}
+	cfg, err := LoadConfig(f.Name())
+	if err != nil {
+		t.Fatalf("load: %v", err)
+	}
+	if cfg.Driver != "pg" || cfg.DSN != "postgres://user:pass@localhost:5432/db" || cfg.MigrationsDir != "./migrations" || cfg.Schema != "tenant42" {
+		t.Errorf("unexpected config: %+v", cfg)
+	}
+}
+
+func TestLoadConfigJSON(t *testing.T) {
+	f, err := os.CreateTemp("", "scima_test_config_*.json")
+	if err != nil {
+		t.Fatalf("tempfile: %v", err)
+	}
+	defer func() {
+		if err := os.Remove(f.Name()); err != nil {
+			t.Fatalf("remove: %v", err)
+		}
+	}()
+	data := []byte(`{
+		"driver": "pg",
+		"dsn": "postgres://user:pass@localhost:5432/db",
+		"migrationsdir": "./migrations",
+		"schema": "tenant42"
+	}`)
+	if _, err := f.Write(data); err != nil {
+		t.Fatalf("write: %v", err)
+	}
+	if err := f.Close(); err != nil {
+		t.Fatalf("close: %v", err)
+	}
+	cfg, err := LoadConfig(f.Name())
+	if err != nil {
+		t.Fatalf("load: %v", err)
+	}
+	if cfg.Driver != "pg" || cfg.DSN != "postgres://user:pass@localhost:5432/db" || cfg.MigrationsDir != "./migrations" || cfg.Schema != "tenant42" {
+		t.Errorf("unexpected config: %+v", cfg)
+	}
+}
+
+func TestLoadConfigTOML(t *testing.T) {
+	f, err := os.CreateTemp("", "scima_test_config_*.toml")
+	if err != nil {
+		t.Fatalf("tempfile: %v", err)
+	}
+	defer func() {
+		if err := os.Remove(f.Name()); err != nil {
+			t.Fatalf("remove: %v", err)
+		}
+	}()
+	data := []byte(`driver = "pg"
+dsn = "postgres://user:pass@localhost:5432/db"
+migrationsdir = "./migrations"
+schema = "tenant42"
+`)
+	if _, err := f.Write(data); err != nil {
+		t.Fatalf("write: %v", err)
+	}
+	if err := f.Close(); err != nil {
+		t.Fatalf("close: %v", err)
+	}
+	cfg, err := LoadConfig(f.Name())
+	if err != nil {
+		t.Fatalf("load: %v", err)
+	}
+	if cfg.Driver != "pg" || cfg.DSN != "postgres://user:pass@localhost:5432/db" || cfg.MigrationsDir != "./migrations" || cfg.Schema != "tenant42" {
+		t.Errorf("unexpected config: %+v", cfg)
+	}
+}