Bank.java

    import java.util.Scanner;
    public class Bank
    {
    public static final double OVERDRAWN_PENALTY = 8.00;
    public static final double INTEREST_RATE = 0.02; //2% annually
    public static void main(String[] args)
    {
    double balance;
    System.out.print("Enter your checking account balance: $");
    Scanner keyboard = new Scanner (System.in);
    balance = keyboard.nextDouble();
    System.out.println("Original balance $"+ balance);
    if (balance >=0)
    balance = balance + (INTEREST_RATE*balance)/12;
    else
    balance = balance - OVERDRAWN_PENALTY;
    System.out.print("After adjusting for one month ");
    System.out.println("of interest and penalties,");
    System.out.println("your new balance is $"+balance);
        keyboard.close();
    }
}