diff --git a/.github/workflows/lima-guest.yml b/.github/workflows/lima-guest.yml
index 34b3b9a98..64bfbcf34 100644
--- a/.github/workflows/lima-guest.yml
+++ b/.github/workflows/lima-guest.yml
@@ -33,6 +33,8 @@ jobs:
         with:
           persist-credentials: false
 
+      - uses: ./.github/actions/setup-nix
+
       - uses: lima-vm/lima-actions/setup@55627e31b78637bf254a8b2a14da8ea7d12564e5 # v1
         id: lima-setup
         with:
@@ -48,10 +50,18 @@ jobs:
           restore-keys: |
             lima-${{ steps.lima-setup.outputs.version }}-
 
-      - name: Create Lima Instance from standard template
+      - name: Generate homeless templates
+        run: |
+          nix build .#lima-custom-templates
+          # Remove potential read-only symlink from cache
+          rm -rf ~/.lima/_templates
+          mkdir -p ~/.lima/_templates
+          cp result/share/lima/templates/homeless-*.yaml ~/.lima/_templates/
+
+      - name: Create Lima Instance from custom template
         run: |
-          limactl delete -f docker-nix || true
-          limactl create --yes --name=docker-nix template:docker
+          limactl delete -f homeless-docker-nix || true
+          limactl create --yes --name=homeless-docker-nix template:homeless-docker
 
   test-provisioning:
     needs: prepare-image
@@ -76,25 +86,25 @@ jobs:
           restore-keys: |
             lima-${{ steps.lima-setup.outputs.version }}-
 
-      - name: Start docker-nix
-        run: limactl start --name=docker-nix --tty=false
+      - name: Start homeless-docker-nix
+        run: limactl start --name=homeless-docker-nix --tty=false
 
       - name: Install and configure Nix in Guest
         env:
           REV: ${{ github.head_ref || github.ref_name }}
         run: |
           # Use the same pipe-based command as in README, passing the current branch.
-          curl -fsSL "https://raw.githubusercontent.com/kachick/dotfiles/${REV}/scripts/install-nix.bash" | limactl shell docker-nix bash -s -- "${REV}"
+          curl -fsSL "https://raw.githubusercontent.com/kachick/dotfiles/${REV}/scripts/install-nix.bash" | limactl shell homeless-docker-nix bash -s -- "${REV}"
 
       - name: Verify Nix installation in Guest
-        run: limactl shell docker-nix nix --version
+        run: limactl shell homeless-docker-nix nix --version
 
       - name: Show Binary Cache effectiveness in Guest
         env:
           REV: ${{ github.head_ref || github.ref_name }}
         run: |
           FLAKE_URI="github:kachick/dotfiles/${REV}"
-          limactl shell docker-nix nix run --accept-flake-config "${FLAKE_URI}#la" -- --version
+          limactl shell homeless-docker-nix nix run --accept-flake-config "${FLAKE_URI}#la" -- --version
 
       - name: Show Docker works in Guest
-        run: limactl shell docker-nix docker run --rm hello-world
+        run: limactl shell homeless-docker-nix docker run --rm hello-world
diff --git a/README.md b/README.md
index a7fb20c8c..389099108 100644
--- a/README.md
+++ b/README.md
@@ -194,29 +194,29 @@ However I should keep the minimum environment for now.
 
 ## Lima
 
-1. Start a standard Docker guest with Lima:
+1. Start a custom Docker guest with Lima:
 
    ```bash
-   limactl start --name=docker-nix template:docker
+   limactl start --name=homeless-docker-nix template:homeless-docker
    ```
 
 1. Install and configure Nix in the guest:
 
    ```bash
    REV=main; \
-     curl -fsSL "https://raw.githubusercontent.com/kachick/dotfiles/$REV/scripts/install-nix.bash" | limactl shell docker-nix bash -s -- "$REV"
+     curl -fsSL "https://raw.githubusercontent.com/kachick/dotfiles/$REV/scripts/install-nix.bash" | limactl shell homeless-docker-nix bash -s -- "$REV"
    ```
 
 1. Apply home-manager:
 
    ```bash
-   limactl shell docker-nix nix run --accept-flake-config "github:kachick/dotfiles#home-manager" -- switch -b backup --flake "github:kachick/dotfiles#user@lima"
+   limactl shell homeless-docker-nix nix run --accept-flake-config "github:kachick/dotfiles#home-manager" -- switch -b backup --flake "github:kachick/dotfiles#user@lima"
    ```
 
 1. Run containers:
 
    ```bash
-   limactl shell docker-nix docker run --rm hello-world
+   limactl shell homeless-docker-nix docker run --rm hello-world
    ```
 
 ## How to setup secrets
diff --git a/config/lima/_config/default.yaml b/config/lima/_config/default.yaml
index efd137e1e..a2862bb0f 100644
--- a/config/lima/_config/default.yaml
+++ b/config/lima/_config/default.yaml
@@ -3,7 +3,10 @@ mounts:
   # TODO: Disable default mounting host home to keep secure even if it is not writable
   # - location: '~' # Just comment out still respects template default. And setting mountPoint as false handles the false as string...
   - location: '~/repos' # See git.nix in this repo
-    mountPoint: '{{.Home}}/repos' # Keep same behavior for ghq and the wrapped scripts
+    # Avoid hardcoding '{{.Home}}/repos' to ensure 'limactl shell' can
+    # synchronize the working directory by matching the host's absolute path.
+    # Also, consider and test compatibility with ghq and wrapped scripts (e.g., cdrepo).
+    # mountPoint: '{{.Home}}/repos'
     writable: true # For developing purpose, writable should be reasonable. And my system does not directly include these files
 
 # https://github.com/lima-vm/lima/issues/1015#issuecomment-4092839880
diff --git a/home-manager/lima-guest.nix b/home-manager/lima-guest.nix
index a968b8cc6..ab467b6b4 100644
--- a/home-manager/lima-guest.nix
+++ b/home-manager/lima-guest.nix
@@ -1,6 +1,20 @@
-{ config, ... }:
+{ config, lib, ... }:
 
 {
   # https://github.com/lima-vm/lima/blame/0d058b0eaa2d1bafc867298503a9239e89c202a8/templates/default.yaml#L295-L296
   home.homeDirectory = "/home/${config.home.username}.linux";
+
+  # Restore access from the guest home to the host-path mounts.
+  # This allows 'limactl shell' to sync CWD (via absolute host paths) while keeping
+  # compatibility with tools expecting '~/repos' such as ghq and cdrepo.
+  home.activation.setupHostReposSymlink = lib.hm.dag.entryAfter [ "writeBoundary" ] ''
+    for d in /home/*; do
+      # 1. Skip if it's the current guest home (e.g., /home/user.linux)
+      # 2. Check if 'repos' directory exists inside it (the host mount point)
+      if [ "$d" != "$HOME" ] && [ -d "$d/repos" ]; then
+        $DRY_RUN_CMD ln -sfn "$d/repos" "$HOME/repos"
+        break
+      fi
+    done
+  '';
 }
diff --git a/home-manager/lima-host.nix b/home-manager/lima-host.nix
index 7649cfc8c..f403e9e82 100644
--- a/home-manager/lima-host.nix
+++ b/home-manager/lima-host.nix
@@ -27,6 +27,11 @@ in
     # See https://github.com/lima-vm/lima/blob/v1.0.1/templates/default.yaml#L536-L574 for detail
     file.".lima/_config/default.yaml".source = ../config/lima/_config/default.yaml;
 
+    file.".lima/_templates" = {
+      source = "${pkgs.local.lima-custom-templates}/share/lima/templates";
+      recursive = true;
+    };
+
     shellAliases = {
       "lc" = "limactl";
     };
diff --git a/pkgs/local/lima-custom-templates/package.nix b/pkgs/local/lima-custom-templates/package.nix
new file mode 100644
index 000000000..47767dc2e
--- /dev/null
+++ b/pkgs/local/lima-custom-templates/package.nix
@@ -0,0 +1,101 @@
+{
+  lib,
+  stdenvNoCC,
+  yq-go,
+  gnugrep,
+  writableTmpDirAsHomeHook,
+  pkgs,
+}:
+
+let
+  lima = pkgs.local.lima;
+in
+stdenvNoCC.mkDerivation {
+  pname = "lima-custom-templates";
+  version = lima.version;
+
+  dontUnpack = true;
+
+  nativeBuildInputs = [
+    # Use yq-go instead of `limactl template yq` because the latter fills in
+    # default values and resolves external references before evaluation,
+    # which would result in large, static YAML files rather than templates
+    # that inherit from bases.
+    yq-go
+    gnugrep
+  ];
+
+  buildPhase = ''
+    runHook preBuild
+
+    for template_path in ${lima}/share/lima/templates/*.yaml; do
+      template_name=$(basename "$template_path")
+      # Skip default.yaml as it has a special configuration and isn't intended to be a standalone homeless template.
+      if [ "$template_name" = "default.yaml" ]; then
+        continue
+      fi
+      if yq '.base[] | select(. == "template:_default/mounts")' "$template_path" | grep -q .; then
+        yq 'del(.base[] | select(. == "template:_default/mounts"))' "$template_path" > "homeless-$template_name"
+      fi
+    done
+
+    runHook postBuild
+  '';
+
+  doCheck = true;
+
+  checkPhase = ''
+    runHook preCheck
+
+    # Verify that the deletion actually happened for a representative template.
+    if [ "$(yq -o=json -I=0 '.' ${lima}/share/lima/templates/docker.yaml)" = "$(yq -o=json -I=0 '.' homeless-docker.yaml)" ]; then
+      echo "Error: The template was not modified. The target string might not exist anymore." >&2
+      exit 1
+    fi
+
+    runHook postCheck
+  '';
+
+  installPhase = ''
+    runHook preInstall
+
+    mkdir -p $out/share/lima/templates
+    cp homeless-*.yaml $out/share/lima/templates/
+
+    runHook postInstall
+  '';
+
+  doInstallCheck = true;
+
+  nativeInstallCheckInputs = [
+    lima
+    # Workaround for: "panic: $HOME is not defined" in limactl
+    writableTmpDirAsHomeHook
+  ];
+
+  installCheckPhase = ''
+    runHook preInstallCheck
+
+    for template in $out/share/lima/templates/*.yaml; do
+      limactl validate "$template"
+    done
+
+    runHook postInstallCheck
+  '';
+
+  preInstallCheck = ''
+    export USER=nix
+  '';
+
+  meta = {
+    description = "Custom Lima templates with the default home mount removed";
+    longDescription = ''
+      Most standard Lima templates (except for a few like k3s) inherit `template:_default/mounts`, which cannot be excluded via `default.yaml`.
+      To improve security, this package creates templates with those mounts removed by default.
+      While Lima 2.1+ supports avoiding default mounts via CLI flags such as `--mount-only` or `--mount-none`, it is safer to have them disabled by default in the template.
+      Revisit once https://github.com/lima-vm/lima/discussions/4372 is resolved.
+    '';
+    inherit (lima.meta) platforms;
+    maintainers = with lib.maintainers; [ kachick ];
+  };
+}