diff --git a/charts/flash/Chart.yaml b/charts/flash/Chart.yaml
index 391da238..ccb5cecf 100644
--- a/charts/flash/Chart.yaml
+++ b/charts/flash/Chart.yaml
@@ -3,7 +3,7 @@ name: flash
 description: A Helm chart for the Flash application backend
 type: application
 version: 3.2.4
-appVersion: 0.7.45
+appVersion: 0.7.48
 dependencies:
   - name: redis
     repository: https://charts.bitnami.com/bitnami
diff --git a/charts/flash/apollo-router/supergraph.graphql b/charts/flash/apollo-router/supergraph.graphql
index 6372a6ba..c41e24b8 100644
--- a/charts/flash/apollo-router/supergraph.graphql
+++ b/charts/flash/apollo-router/supergraph.graphql
@@ -207,11 +207,18 @@ type Bank
 type BankAccount
   @join__type(graph: PUBLIC)
 {
+  accountName: String!
   accountNumber: String!
-  accountType: String!
-  bankBranch: String!
-  bankName: String!
+
+  """Name of the bank institution"""
+  bank: String!
+
+  """Account currency (e.g. JMD, USD)"""
   currency: String!
+
+  """ERPNext bank account identifier"""
+  id: ID!
+  isDefault: Boolean!
 }
 
 input BankAccountInput
@@ -234,8 +241,9 @@ type BTCWallet implements Wallet
   accountId: ID!
 
   """A balance stored in BTC."""
-  balance: FractionalCentAmount!
+  balance: FractionalCentAmount
   id: ID!
+  isExternal: Boolean!
   lnurlp: Lnurl
 
   """An unconfirmed incoming onchain balance."""
@@ -1165,6 +1173,7 @@ type Mutation
   The user can review this offer and then execute the withdrawal by calling the initiateCashout mutation.
   """
   requestCashout(input: RequestCashoutInput!): RequestCashoutResponse!
+  updateExternalWallet(input: UpdateExternalWalletInput!): UpdateExternalWalletPayload!
   userContactUpdateAlias(input: UserContactUpdateAliasInput!): UserContactUpdateAliasPayload! @deprecated(reason: "will be moved to AccountContact")
   userEmailDelete: UserEmailDeletePayload!
   userEmailRegistrationInitiate(input: UserEmailRegistrationInitiateInput!): UserEmailRegistrationInitiatePayload!
@@ -1856,6 +1865,19 @@ enum TxStatus
   SUCCESS @join__enumValue(graph: PUBLIC)
 }
 
+input UpdateExternalWalletInput
+  @join__type(graph: PUBLIC)
+{
+  lnurlp: Lnurl!
+}
+
+type UpdateExternalWalletPayload
+  @join__type(graph: PUBLIC)
+{
+  errors: [Error!]!
+  walletId: WalletId
+}
+
 type UpgradePayload
   @join__type(graph: PUBLIC)
 {
@@ -1876,8 +1898,9 @@ type UsdWallet implements Wallet
   @join__type(graph: PUBLIC)
 {
   accountId: ID!
-  balance: FractionalCentAmount!
+  balance: FractionalCentAmount
   id: ID!
+  isExternal: Boolean!
   lnurlp: Lnurl
 
   """An unconfirmed incoming onchain balance."""
@@ -1917,6 +1940,9 @@ type UsdWallet implements Wallet
 type User
   @join__type(graph: PUBLIC)
 {
+  """Bank accounts available for cashout"""
+  bankAccounts: [BankAccount!]!
+
   """
   Get single contact details.
   Can include the transactions associated with the contact.
@@ -2205,8 +2231,9 @@ interface Wallet
   @join__type(graph: PUBLIC)
 {
   accountId: ID!
-  balance: FractionalCentAmount!
+  balance: FractionalCentAmount
   id: ID!
+  isExternal: Boolean!
   lnurlp: Lnurl
   pendingIncomingBalance: SignedAmount!
 
diff --git a/charts/flash/values.yaml b/charts/flash/values.yaml
index 2aa7967b..3045f9a0 100644
--- a/charts/flash/values.yaml
+++ b/charts/flash/values.yaml
@@ -48,16 +48,16 @@ galoy:
       repository: lnflash/flash-app
       imagePullPolicy: Always
       # digests managed by flash-app pipeline in concourse
-      digest: sha256:d28ba49761265d51f194e46878196be4b6a84194f83fdd51b6c86e2c66d68673
-      git_ref: "e9452c3"
+      digest: sha256:b1f476aef0726420b3b963b3be5c8b9cbd122c9520e015738740f6a4615fc02f
+      git_ref: "1dcae32"
     websocket:
       repository: docker.io/lnflash/galoy-app-websocket
       # digests managed by flash-app pipeline in concourse
-      digest: "sha256:497a91d736d56e1e27a962aa7cd722077da8d21791a18ee0b108ff75d3cb48b8"
+      digest: "sha256:0b4099d3cee95bf7a94d9ae3867c3df5b05846d5516e536021e51806b668923f"
     mongodbMigrate:
       repository: docker.io/lnflash/galoy-app-migrate
       # digests managed by flash-app pipeline in concourse
-      digest: "sha256:b66414307d90369280168ad26336e073ce3485b79b3e8cdd8e09377511eaae88"
+      digest: "sha256:cc4e198551584c89488880cc1c24e1731aa426132760ded3bb51173228b17cd3"
     mongoBackup:
       repository: us.gcr.io/galoy-org/mongo-backup
       # Currently using Galoy's images. To make changes, see /images & /ci in this repo
@@ -841,7 +841,7 @@ kratos:
                 body:
                   plaintext: base64://SGksCgpDb25maXJtIGFjY2VzcyB0byB5b3VyIEZsYXNoIGFjY291bnQgdXNpbmcgdGhlIGZvbGxvd2luZyBjb2RlOgoKe3sgLlJlY292ZXJ5Q29kZSB9fQoKVGhpcyBjb2RlIHdpbGwgb25seSBiZSB1c2VkIG9uY2UuIERvIG5vdCBzaGFyZSBpdCB3aXRoIGFueW9uZS4gCg==
                   html: base64: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
-      tracing: 
+      tracing:
         service_name: "kratos"
         provider: otel
         providers: