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PayPlan – Chrome Extension for Managing BNPL Payments

Helping Gen Z manage Buy Now, Pay Later (BNPL) debt through AI-powered automation and financial awareness.

Overview

PayPlan is a Chrome extension that detects BNPL confirmations (like Klarna, Afterpay), extracts the payment plan using OCR, and syncs it to a built-in calendar and your Google Calendar. Users can also manually manage payments and customize their reminders.

Features

  • 🧠 AI Detection: Automatically detects BNPL confirmation pages using a custom PyTorch model
  • 🔎 OCR Extraction: Pulls out total cost, vendor, and payment dates using Tesseract.js
  • 📅 Calendar View: View and edit payment plans via an interactive calendar UI
  • 🔁 Google Calendar Sync: All changes reflect in your personal Google Calendar
  • 🛠️ Manual Edits: Add, edit, or delete any BNPL payment manually
  • 🔒 Privacy First: No sensitive data is stored or transmitted

Why I Built It

BNPL usage is skyrocketing, especially among Gen Z, but it's easy to lose track and fall into debt. I built PayPlan to give people seamless, intelligent tools to stay on top of their payments, reduce financial stress, and build better habits.

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Security & Privacy

  • No data is sold or stored externally
  • BNPL detection happens locally and server inference only runs image classification
  • Google Calendar sync uses secure OAuth2 via Google Cloud

Author

Built by Manil Shangle

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About

A Chrome extension that uses AI and OCR to detect BNPL payments, extract payment plans, and sync them to a visual calendar and Google Calendar. Built to help Gen Z manage BNPL debt and improve financial literacy.

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