WcPay introduces Interac2Crypto — Canada's first Interac e-Transfer-to-USDT payment gateway for WooCommerce, built exclusively for Canadian high-risk merchants. Your customers pay with Interac (Canada's most trusted payment method) — you receive instant USDT payouts directly to your crypto wallet. No LTD/LLC. No KYC. Zero chargebacks.
- What is Interac2Crypto?
- Why Interac for Canadian Merchants?
- How It Works
- Supported Payment Methods
- Supported Crypto Wallets & Exchanges
- Key Advantages for Canadian High-Risk Merchants
- Who Is This For?
- Getting Started
- Requirements
- FAQ
- Resources & Community
Interac2Crypto is a WooCommerce payment gateway plugin powered by WcPay (wcpay.us) that allows Canadian WooCommerce store owners to:
- ✅ Accept Interac e-Transfer payments from Canadian customers
- ✅ Receive instant USDT payouts directly to their crypto wallet or exchange
- ✅ Operate without KYC, LTD, or LLC requirements
- ✅ Eliminate chargebacks permanently
- ✅ Go live in under 1 minute
Built on the API.CARD2WALLET.COM infrastructure, Interac2Crypto is the most powerful high-risk payment solution available to Canadian WooCommerce merchants in 2024.
Interac e-Transfer is Canada's dominant digital payment rail — used by over 60 million Canadians and processed through virtually every major Canadian bank:
| Bank | Interac Support |
|---|---|
| 🏦 RBC Royal Bank | ✅ |
| 🏦 TD Canada Trust | ✅ |
| 🏦 Scotiabank | ✅ |
| 🏦 BMO Bank of Montreal | ✅ |
| 🏦 CIBC | ✅ |
| 🏦 National Bank | ✅ |
| 🏦 Desjardins | ✅ |
| 🏦 Tangerine | ✅ |
| 🏦 EQ Bank | ✅ |
| 🏦 All major Canadian credit unions | ✅ |
Traditional payment processors refuse high-risk Canadian merchants:
- ❌ Stripe Canada — bans high-risk categories
- ❌ PayPal Canada — freezes accounts, holds funds 180 days
- ❌ Square Canada — terminates high-risk merchants
- ❌ Moneris — extensive KYC, rejects high-risk
- ❌ Canadian bank merchant accounts — require LTD, KYC, credit checks
WcPay Interac2Crypto accepts what your Canadian customers already use — Interac e-Transfer — while settling your funds in USDT, completely bypassing the traditional banking system's restrictions.
Canadian Customer Checkout (WooCommerce)
│
▼
Customer selects Interac e-Transfer
│
▼
Customer sends Interac from their bank app
(RBC, TD, Scotiabank, BMO, CIBC, etc.)
│
▼
WcPay API (api.card2wallet.com)
detects and confirms the transfer
│
▼
Instant USDT conversion at market rate
│
▼
USDT sent to your Crypto Wallet or Exchange
│
▼
WooCommerce order marked ✅ Paid
⚡ From Interac transfer to USDT receipt — under 60 seconds.
WcPay Interac2Crypto supports multiple Canadian and international payment options:
| Payment Method | Region | Notes |
|---|---|---|
| 🍁 Interac e-Transfer | 🇨🇦 Canada | Primary feature — Canada's #1 payment method |
| 💳 Visa / Mastercard | 🇨🇦 Canada + Global | All international bank cards |
| 📱 Google Pay | 🇨🇦 Canada | One-tap mobile checkout |
| 🍎 Apple Pay | 🇨🇦 Canada | One-tap iOS/Safari checkout |
| Global | International customers | |
| 🔄 Revolut | EU / UK | European customers |
| 🇮🇳 UPI / IMPS | 🇮🇳 India | Indian diaspora in Canada |
Your instant USDT payout is sent to any compatible wallet or exchange:
| Wallet | Networks | Notes |
|---|---|---|
| Trust Wallet | ERC-20, TRC-20, BEP-20 | Most popular mobile wallet |
| MetaMask | ERC-20, BEP-20 | Leading Web3 wallet |
| Phantom Wallet | Solana SPL USDT | Ultra-fast, low fees |
| Best Wallet | Multi-chain | All-in-one non-custodial |
| Exodus Wallet | Multi-chain | Desktop + mobile |
| Ledger / Trezor | Hardware | Cold storage |
| Exchange | USDT Networks |
|---|---|
| Binance | TRC-20, ERC-20, BEP-20 |
| KuCoin | TRC-20, ERC-20 |
| Bybit | TRC-20, ERC-20 |
| Coinbase | ERC-20 |
| XT.com | TRC-20, ERC-20 |
| Kraken | ERC-20 |
| Newton 🇨🇦 | ERC-20 |
| Shakepay 🇨🇦 | BTC, ETH |
| NDAX 🇨🇦 | ERC-20 |
| And many more... | Any USDT address |
💡 Canadian merchants can use Newton, NDAX, or Shakepay to easily convert USDT back to CAD and withdraw to their Canadian bank account.
| Feature | Moneris / Stripe CA | WcPay Interac2Crypto |
|---|---|---|
| High-Risk Business Support | ❌ Banned | ✅ All types accepted |
| Interac e-Transfer Support | ✅ Yes | ✅ Yes + crypto settlement |
| LTD / Corporation Required | ✅ Mandatory | ✅ Not required |
| KYC Verification | ✅ Extensive | ✅ None |
| Chargebacks | 🚨 Major risk | ✅ Zero |
| Payout Speed | 2–5 business days | ⚡ Instant |
| Account Freeze Risk | High | ✅ Impossible |
| CAD→USDT Conversion | ❌ | ✅ Automatic |
| Setup Time | Days to weeks | ✅ Under 1 minute |
- ✔️ Accepts Interac e-Transfer — Canada's most-used payment method
- ✔️ Instant USDT payouts — CAD converted and sent in seconds
- ✔️ No LTD/corporation required — works for sole proprietors & individuals
- ✔️ No KYC for sellers — complete privacy
- ✔️ Zero chargebacks — must be stated in your website policy
- ✔️ No account freeze risk — crypto wallets can't be suspended
- ✔️ Works with all Canadian banks — RBC, TD, Scotiabank, BMO, CIBC, etc.
- ✔️ Easy CAD-to-USDT conversion — cash out via Newton, NDAX, Shakepay
- ✔️ 1-minute setup — no lengthy approval process
- ✔️ All high-risk categories — adult, CBD, gaming, digital goods & more
WcPay Interac2Crypto is built for any Canadian WooCommerce merchant in a high-risk vertical:
- 🔞 Adult content & entertainment platforms (Canada-hosted)
- 🌿 CBD, hemp & cannabis products (legal in Canada ✅)
- 💊 Supplements, nutraceuticals & nootropics
- 🎮 Online gaming, esports & fantasy sports
- 🔫 Firearms accessories & hunting equipment (legal in Canada ✅)
- 📱 Digital downloads, software & SaaS subscriptions
- 💹 Crypto signals, trading tools & financial content
✈️ Travel agencies, ticket resellers & tour operators- 🛒 Dropshipping & print-on-demand stores
- 🍃 Vaping & e-cigarette products
- 🌍 Any Canadian merchant rejected by Stripe, Moneris, or PayPal
🇨🇦 If your Canadian merchant account has been frozen, terminated, or rejected — WcPay Interac2Crypto is your solution.
Setting up Interac2Crypto on WooCommerce takes less than 1 minute:
- A WooCommerce store (WordPress + WooCommerce plugin)
- A USDT-compatible crypto wallet (Trust Wallet, MetaMask, Binance, etc.)
- Access to your WordPress admin panel
- 🇨🇦 A Canadian business or individual (sole proprietor welcome)
- Download the WcPay plugin from wcpay.us
- Upload via WordPress:
Plugins → Add New → Upload Plugin - Activate the WcPay plugin
- Navigate to
WooCommerce → Settings → Payments → WcPay Interac2Crypto - Enter your USDT wallet address (your payout destination)
- Enable Interac e-Transfer as a checkout option
- Save settings — you're live! 🚀
✅ Customers will now see Interac e-Transfer at checkout. You receive USDT instantly.
| Requirement | Details |
|---|---|
| Platform | WordPress + WooCommerce |
| WooCommerce Version | 5.0+ (latest recommended) |
| WordPress Version | 5.6+ (latest recommended) |
| PHP Version | 7.4+ |
| SSL Certificate | Required (HTTPS) |
| Location | 🇨🇦 Canada (merchant) |
| Crypto Wallet | Any USDT-compatible wallet or exchange |
| KYC / Verification | None required |
| Business Registration | Not required |
Q: Do my Canadian customers need crypto to pay?
No. Customers pay with Interac e-Transfer from their regular Canadian bank app. Only the merchant receives USDT.
Q: Which Canadian banks are supported for Interac?
All major Canadian banks: RBC, TD, Scotiabank, BMO, CIBC, National Bank, Desjardins, Tangerine, EQ Bank, and all credit unions.
Q: How do I convert USDT back to CAD?
Use a Canadian crypto exchange like Newton, NDAX, or Shakepay to convert USDT → CAD and withdraw to your Canadian bank account.
Q: Is USDT stable? Will I lose money?
USDT (Tether) is pegged 1:1 to the US Dollar. The only fluctuation is the USD/CAD exchange rate, which is minimal.
Q: Do I need a registered business in Canada?
No. WcPay works for sole proprietors, individuals, and registered businesses alike.
Q: Is there KYC?
No KYC required for sellers. Start accepting payments immediately.
Q: How do chargebacks work with Interac?
Interac e-Transfers are bank-push payments — the customer initiates the transfer. Combined with WcPay's zero-chargeback policy (stated in your terms), chargebacks are effectively eliminated.
Q: Can I accept both Interac AND credit cards?
Yes. WcPay supports Interac, Visa/Mastercard, Google Pay, Apple Pay, PayPal, and more — all with USDT settlement.
Q: Is this legal in Canada?
Yes. Accepting Interac payments and converting to cryptocurrency is legal in Canada. Merchants are responsible for their own tax obligations (consult a Canadian tax advisor).
| Resource | Link |
|---|---|
| 🌐 Official Website | wcpay.us |
| 📖 Blog & Tutorials | wcpay.us/blog |
| 🎬 YouTube Channel | WcPay on YouTube |
| 💬 Stack Overflow | wcpay-us on Stack Overflow |
| ⚙️ API Documentation | api.card2wallet.com |
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WcPay Interac2Crypto is a payment gateway infrastructure tool. Merchants are responsible for complying with all applicable Canadian federal and provincial laws and regulations. The zero-chargeback model requires merchants to maintain a clear refund and sales policy on their website. USDT is a third-party stablecoin; WcPay is not responsible for USD/CAD exchange rate fluctuations. This solution is intended for Canadian merchants only.
🇨🇦 Ready to accept Interac payments with instant USDT payouts in Canada?
WcPay Interac2Crypto — Canada's High-Risk WooCommerce Payment Gateway