Token.io is an Open Banking infrastructure provider offering A2A (Account-to-Account) payments and account information services across Europe. Founded in 2016 and FCA-authorised since 2018, Token.io was the first payment initiation service provider to conduct an end-to-end PSD2-compliant Open Banking transaction. The Token.io platform connects developers and TPPs to over 4,000 banks via a single standardised API supporting Payment Initiation Services (PIS), Account Information Services (AIS), Variable Recurring Payments (VRP), refunds, payouts, settlement accounts, account verification, and Pay-by-Link checkout. Used by merchants, PSPs, fintechs, PFM apps, and platform businesses to replace card-rail payments and aggregate multibank data.
APIs.json: https://raw.githubusercontent.com/api-evangelist/token-io/refs/heads/main/apis.yml
- Position: Consuming
- Created: 2026-05-25T00:00:00.000Z
- Modified: 2026-05-25
Token.io's Open Banking API for Third Party Providers (TPPs). Enables authorized access to authenticated users' account information, initiation and tracking of single immediate and future-dated payments, variable recurring payments (VRP) for long-held consents, settlement-account based payments and refunds, payouts, account verification, and Pay-by-Link checkout flows. Supports Banks v1/v2, Sub-TPP management, webhooks, JWT-based authentication, and reporting across 4,000+ connected banks in Europe.
- Human URL: https://docs.token.io/products/tpp/api/reference
- Base URL:
https://api.token.io
- Open Banking
- Payments
- Account Information
- AIS
- PIS
- VRP
- PSD2
- Documentation
- Reference
- Getting Started
- Open A P I Source
- OpenAPI — OpenAPI Specification
- Postman Collection — Postman Collection 2.1
- Open Collection — Open Collection 1.0
- JSON Schema — JSON Schema
- JSON Schema — JSON Schema
- JSON Schema — JSON Schema
- JSON-LD — JSON-LD
Official Token.io JavaScript SDK for Node.js and browser environments interacting with the Token System and Open Banking API.
- Human URL: https://github.com/tokenio/sdk-js
- SDK
- JavaScript
- Node.js
- Browser
Official Token.io PHP SDK for interacting with the Token System and Open Banking API.
- Human URL: https://github.com/tokenio/sdk-php
- SDK
- PHP
Official Token.io C# / .NET SDK for the Open Banking API.
- Human URL: https://github.com/tokenio/sdk-csharp
- SDK
- C#
- .NET
Official Token.io Objective-C SDK for iOS.
- Human URL: https://github.com/tokenio/sdk-objc
- SDK
- Objective-C
- iOS
iOS webview SDK for embedding Token.io Hosted Payments pages in native iOS apps.
- SDK
- iOS
- Swift
- Webview
- Hosted Payments
Android webview SDK for embedding Token.io Hosted Payments pages in native Android apps.
- SDK
- Android
- Kotlin
- Webview
- Hosted Payments
Java merchant checkout sample illustrating Token.io payment initiation flows.
- Sample
- Java
- Merchant
Simple JavaScript merchant checkout example for Token.io.
- Sample
- JavaScript
- Merchant
Sample implementation of the Token Bank Integration API in Java.
- Human URL: https://github.com/tokenio/bank-sample-java
- Sample
- Java
- Bank Integration
Simple personal finance app illustrating Token.io's Access Tokens for AIS use cases.
- Human URL: https://github.com/tokenio/pfm-sample-java
- Sample
- Java
- PFM
- Access Tokens
Hands-on workshop for integrating a merchant with Token Checkout.
- Tutorial
- Workshop
- Merchant
- Portal
- Documentation
- Getting Started
- Reference
- Support
- Sandbox
- GitHub Organization
- Pricing
- News
- Blog
- F A Q
- License
- Plans
- Rate Limits
- Fin Ops
- Features
- Use Cases
FN: Kin Lane Email: info@apievangelist.com URL: https://apievangelist.com