feat: auto-categorize merchants with AI when confidence is high#8
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Add AI-first categorization for unknown merchants: - NLPService.autoCategorizeMerchant() returns category + confidence - High confidence (>=0.8) with valid expense account: auto-categorize, skip manual flow, don't write to mapping file - Low confidence or invalid category: fall back to manual TG flow - Validate AI output against expense AccountName enum - Remove auto-writing empty mappings for unknown merchants - Update tests for async parse() and new AI categorization paths Co-Authored-By: Claude Opus 4.6 (1M context) <noreply@anthropic.com>
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Background
Reduce manual intervention in the categorization flow.
Approach
AI-first categorization: mapping → AI auto (>=0.8 confidence) → manual TG flow.
Changes
Testing
40 tests pass (7 suites).
Code Review